Appealing an insurance claim that’s been denied

If you are a homeowner in the state of Florida your home may be the most expensive asset you will ever own. Accordingly, to help it maintain its value you probably do what you can to care for the property, including purchasing property insurance. Because of the natural disasters that can inflict great property damage in the state of Florida, this is particularly important.

Among other things, homeowners in the state of Florida might end up filing a claim with their insurance company for damages incurred a variety of ways including:

  • Sinkhole damage
  • Flood damage
  • Water damage
  • Hurricane damage

Though you may have purchased an insurance policy specifically to cover property damage due to these very things, it is possible that if filed a claim could be denied. In other situations, an insurance company may agree to pay much less than what is actually needed to cover the repair cost. After regularly paying your premiums for the insurance, such action on the part of your insurer can be frustrating and may not make sense.

Fortunately, you do not have to accept the insurance company’s decision and can work with a lawyer to try to get the amount you deserve. A lawyer who handles property insurance matters may be able to help with the following issues:

  • Filing claims.
  • Sorting out damage and repair issues.
  • Claim denials.

Because insurance companies are looking to make as much money as possible, denials and delays are routinely done for whatever reason they can find. As a result, it is imperative that insurance claims are prepared, filed and disputed in a thorough manner that does not provide a reason for either of these actions to be taken. Since insurance matters are so complex, it is usually a good idea to pursue these matters with the assistance of a lawyer. To learn more about this please see our insurance claims page on our Web site.