Do You Have A Bad Faith Claim?
Answers About Insurance Disputes In Tampa And West Central Florida
Almost everyone has heard a family member or friend tell an insurance horror story involving an unfairly denied claim, an uncooperative adjuster or endless bureaucratic runaround resulting in lengthy delay of any payment. While some such insurer actions have a legitimate basis or result from mistakes, others justify insurance bad faith claims.
Laws governing insurance bad faith may come into play when insurers show reckless disregard for their obligations to policyholders and act unreasonably in their own interests. Working with an insurance claims attorney who recognizes and can prove bad faith may lead to payment of rightful benefits and additional damages.
Unfair Claim Denial Or Delay? Are You Being Denied Coverage You Paid For?
Only an experienced lawyer such as K.C. Williams can effectively analyze whether you have a valid insurance bad faith claim. The duty of insurers to act in good faith applies across the spectrum of types of coverage and policies, including automobile, homeowners, business and disability insurance. Indications that you should involve a lawyer with solid, successful bad faith case experience include your belief that:
- A claim denial appears to have no reasonable basis
- The insurance company has failed to promptly investigate your claim
- The insurance adjuster’s assessment of your losses does not align with real economic damages you have suffered, leading to an inadequate, “low-ball” settlement offer
- Reasons for denial of your claim, such as alleged errors or omissions on your application for coverage, have no basis in fact
- The company or its agents committed misrepresentation of terms or coverage when you originally purchased your policy
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People are not only financially harmed but rightfully outraged when these insurance disputes arise, given that they have paid premiums for coverage only to have insurers fail to uphold their contractual obligations. If your financial future and well-being are on the line, please take action now to involve a lawyer dedicated to compelling insurance companies to treat consumers fairly.