If you are thinking of handling your insurance claim yourself, think again. Contrary to what insurance companies would like you to believe, hiring a property insurance lawyer should never be the “last resort”. Why? Because the insurance company is looking to pay the least amount of money possible in claims, while an expert insurance claim lawyer will fight to get them to pay all that they owe.
The pursuit of an insurance claim is a business negotiation, pure and simple. So, although you paid good money for coverage and good claim service, you may have to fight to get the benefits you paid for. Most homeowners’ insurance claims require a detailed analysis of the policy, the circumstances of the claim, and the law. Without legal representation, a person may settle a claim and give up any future right to dispute the amount or otherwise make a costly mistake or undervalue their claim.
It’s common for insurance companies to use loopholes in the insurance policy’s language to deny your claim or offer a much lower settlement than what your claim is worth when not represented by a lawyer. It is far more likely that an insurance company will underpay your claim as opposed to totally denying your claim. Insurance companies have discovered that they can save millions by lowballing policyholder’s claims.
The insurance company will likely use many stalling tactics during the negotiation process. They are trying to frustrate you to give up by:
- Delaying the process of claim or payments.
- Ignoring your attempts to contact them—not returning phone calls or emails.
- Misrepresenting the law or policy language
- Failing to conduct a complete and prompt investigation.
What Does an expert property insurance lawyer do?Negotiating with a property insurance company requires in-depth knowledge of the law and an understanding of the presumptions under which insurance companies operate. Insurance law is a specific field. Our expert insurance lawyers have over 60 years’ worth of experience handling commercial and residential property insurance claim disputes.
At Williams Law, P.A. our lawyers will be here to represent you throughout the insurance claims process by:
- Provide a free case evaluation to discuss the details of your case.
- Helping you file your claim or re-opening a denied claim.
- Dealing with the insurer on your behalf
- Investigate your claim for evidence of bad faith tactics.
- Gather evidence to support your claims dispute.
- Handle communications with your insurance company
- Bring your case to trial if necessary to sue your insurance company.
Without an expert property insurance lawyer representing your claim, it is unlikely that you will be able to engage in a fair fight, even if you have been paying homeowner insurance premiums for many years without making any previous claims.
We ensure that all your rights under the policy are met with the best possible outcome on your claim. To put it simply, we are here to help get you the money you deserve to repair your property - thereby allowing you to focus on what matters the most. Contact us today to schedule a free case evaluation with one of our expert insurance claims lawyers, who can assess the details of your case and determine your legal options.
Has Your Home Insurance Company Denied Or Undervalued Your Property Damage Claim In Florida?
If your insurance company is dragging their feet regarding your property damage claim you should speak with an experienced insurance claim lawyer as soon as possible. Please contact us online or call our Florida law office directly at 800.451.6786 to schedule your free consultation. We help Florida residents just like you fight the big insurance companies who fail to abide by their own policies. Remember, we work on a contingent basis, meaning you don't pay us anything until we win your case.