If you are thinking of handling your insurance claim yourself, think again. Contrary to what insurance companies want you to believe, hiring a property insurance lawyer should never be the “last resort.” Why? Because the insurance company is looking to pay the least amount of money possible in claims, while an expert insurance claim lawyer will fight to get them to pay all they owe.
The pursuit of an insurance claim is a business negotiation, pure and simple. So, although you paid good money for coverage and good claim service, you may have to fight to get the benefits you paid for. Most homeowners’ insurance claims require a detailed analysis of the policy, the circumstances of the claim, and the law. Without legal representation, a person may settle a claim and give up any future right to dispute the amount or otherwise make a costly mistake or undervalue their claim.
My Claim Was Denied; Now What Do I Do?
It’s common for insurance companies in Florida to use loopholes in the insurance policy’s language to deny your claim or offer a much lower settlement than what your claim is worth when not represented by a lawyer. It is far more likely that an insurance company will underpay your claim instead of denying it. Insurance companies have discovered they can save millions by lowballing policyholders’ claims.
The insurance company will likely use many stalling tactics during the negotiation process. They are trying to frustrate you to give up by:
- Delaying the process of claims or payments.
- Ignoring your attempts to contact them—not returning phone calls or emails.
- Misrepresenting the law or policy language
- Failing to conduct a complete and prompt investigation.
Maximizing Your Home Insurance Claim Settlement
Maximizing your home insurance claim settlement hinges on several critical factors, including thorough damage documentation, proactive communication with your insurance company, and seeking expert legal guidance. When pursuing fair compensation for your claim, it's essential to present a compelling case supported by evidence of the extent of the damage and the associated costs of repairs or replacement.
Engaging with reputable professionals to assess the scope of the damage and provide estimates for repairs can bolster your claim and provide compelling evidence to substantiate your demands for fair compensation. Also, maintaining detailed records of all communications with your insurance company, including claim forms, correspondence, and damage documentation, can strengthen your position during negotiations.
Legal representation can be instrumental in maximizing your claim settlement, as our experienced insurance lawyers possess the expertise to evaluate the actual value of your claim and negotiate effectively with insurance companies. Our advocacy can ensure that you receive a settlement that accurately reflects the extent of your losses and enables you to restore your home to its pre-loss condition.
What Does an Expert Property Insurance Lawyer Do in Florida?Negotiating with a property insurance company requires in-depth knowledge of the law and understanding of the presumptions under which insurance companies operate. Insurance law is a specific field. Our expert insurance lawyers have over 30 years of experience handling commercial and residential property insurance claim disputes in Florida.
At Williams Law, P.A., our lawyers will be here to represent you throughout the insurance claims process by:
- Provide a free case evaluation to discuss the details of your case.
- Helping you file your claim or re-opening a denied claim.
- Dealing with the insurer on your behalf
- Investigate your claim for evidence of bad faith tactics.
- Gather evidence to support your claims dispute.
- Handle communications with your insurance company
- Bring your case to trial if necessary to sue your insurance company.
Policyholders have the right to expect fair treatment and timely resolution of their claims, and legal professionals can help ensure that insurance companies fulfill their obligations under the law. By understanding the legal framework governing home insurance claims in Florida and enlisting the support of knowledgeable legal representation, policyholders can confidently navigate the claims process's complexities and assert their rights under the law.
We ensure that all your rights under the policy are met with the best possible outcome on your claim. Simply put, we are here to help get you the money you deserve to repair your property, allowing you to focus on what matters most. Contact us today to schedule a free case evaluation with one of our expert insurance claims lawyers, who can assess the details of your case and determine your legal options.
Has Your Home Insurance Company Denied or Undervalued Your Property Damage Claim in Florida?
If your insurance company is dragging its feet regarding your property damage claim, you should speak with an experienced insurance claim lawyer as soon as possible. Please get in touch with us online or call our Florida law office at 800.451.6786 to schedule your free consultation. We help Florida residents like you fight the big insurance companies who fail to abide by their policies. Remember, we work on a contingent basis, meaning you don't pay us anything until we win your case.