In the wake of a disaster, hotel owners may be eligible to file a hotel damage insurance claim to seek coverage for property damage. If you believe your insurance company has wrongfully denied or undervalued your claim, a lawyer can help you dispute your claim or file a claim against your insurer for fair compensation.

By filing a damage claim, hotel owners can seek coverage for these damage-related costs in order to resume business as usual as quickly as possible. Unfortunately, seeking coverage for hotel property damage is not always an easy process.

Under these circumstances, it’s reasonable for hotel owners to assume their insurance company will work quickly and efficiently to pay out their claim in full. If your insurance company has denied or underpaid your claim, however, your claim might require an additional review to ensure your insurance carrier is acting in good faith.

If you’re having difficulty securing coverage after filing a hotel damage insurance claim, Williams Law, P.A.  can guide you through the process of disputing a claim or filing a bad faith insurance claim against your insurer to secure a fair settlement.

Common Types of Damage in Hotel Damage Insurance Claims

Actual losses from hotel property damage can include unexpected costs such as those related to meeting guest needs in the event of a disaster.

Common types of hotel damage and hotel property loss claims include:

  • hurricane damage
  • fire damage
  • smoke damage
  • water damage
  • foundation damage
  • vandalized property
  • theft

Missing an insurance payment or failing to insure your property for comprehensive property damage coverage can result in huge losses for hotel owners and may lead to the interruption of closure of your business.

Hotel Claim Disputed, Delayed, or Denied by Your Commercial Insurer?

Besides extensive damage to the physical structure of your hotel or motel, a disaster such as a tornado or a hurricane can also cause extensive water or mold damage to any number of rooms in a hotel or motel—severely limiting your ability to operate and run your business.

Moreover, because mold or water damage may expose you to future liability in the event a guest suffers from such unrepaired damage, it is important for you to get the recovery you are entitled to under your policy now—so that you can properly repair or rebuild your property to be able to meet occupancy demands at any given time.

Has Your Commercial Insurance Company Denied Or Undervalued Your Property Damage Calim In Florida?

If your insurance company is dragging their feet regarding your commercial property damage claim you should speak with an experienced insurance claim lawyer as soon as possible. Please contact us online or call our Florida law office directly at 800.451.6786 to schedule your free consultation. We help Florida residents just like you fight the big insurance companies who fail to abide by their own policies. Remember, we work on a contingent basis, meaning you don't pay us anything until we win your case. 
K.C. Williams III
Managing Partner who has spent his entire career representing Florida insurance and personal injury claims.