Don’t go it alone when an insurer requests an examination under oath

If you are currently in the midst of a prolonged struggle with an insurance company over a delayed or denied claim, chances are very good that while you’re frustrated and even a bit exhausted, you’re still incredibly determined to make them provide the coverage to which you are entitled.

Indeed, if you receive a letter from your insurance company requesting your presence at an examination under oath, you may actually welcome the possibility to share your side of the story and voice your objections, anxiously circling the date on the calendar.

While it’s understandable why you might feel this way, it’s important to stop and take a moment to consider a few things about the examination under oath, which the insurance company is likely able to request per the terms of your policy.

First, this examination will likely take several hours and be conducted by an attorney who not only knows the law inside out, but also knows how to elicit potentially damaging responses from you. Second, there is a possibility that the attorney or the insurance company will demand that you produce certain documents here, some of which they are legally entitled to and others that you are under no obligation to produce.

In light of this reality, it rapidly becomes apparent that if you’ve been asked to sit for an examination under oath, it is highly advisable to consider retaining the services of your own attorney as soon as possible.

At Williams Law Association, P.A., we have been providing experienced, effective and ethical representation in insurance law matters for over 20 years. As such, we are more than familiar with the tactics employed by insurance companies in examinations under oath, and stand ready to protect the rights and best interests our clients in this — and any other — legal forum.

To learn more about our services, please visit our website.