How Florida Law Affects Property Insurance Claim Payments When a storm damages your Florida home, and you file an insurance claim, the amount you receive depends heavily on one thing: whether your policy pays actual cash value (ACV) or replacement cost value (RCV). In plain terms, actual cash value is what your damaged property was...
Blog
Florida Property and Personal Injury Insurance Claims
What Every Florida Property Insurance Policyholder Should Know About Bad Faith Insurance bad faith may arise when an insurer fails to handle a claim fairly and honestly. Warning signs can include unreasonable delays, inadequate settlement offers that are not supported by the evidence, claim denials without clear reference to specific policy provisions, misrepresentations about coverage,...