Posted in General on November 29, 2021
You can’t prevent hurricanes as a Florida resident, but you may be able to prevent issues with insurance coverage if your home or property gets damaged by a hurricane or tropical storm. Taking the right steps after a hurricane can help you prepare a stronger insurance claim and get the coverage that you deserve. Use… read more
Posted in Florida Laws on November 29, 2021
Insurance companies have a wealth of experience preparing contracts and litigating policy terms. They also have experience maximizing their profits through business practices that minimize claim payouts. Insurers carefully word their policies using the language that is most conducive to making a profit. If the insurance company breaches a contract with a client, however, the… read more
Posted in Insurance on June 2, 2021
After a hurricane damages your home, the second nightmare is dealing with a property insurance claim. Homeowners insurance companies often make it difficult to recover fair financial benefits for hurricane damage and flood damage. There are many problems you may encounter during a claim, including the insurance company intentionally trying to take advantage of you…. read more
Posted in Insurance on June 2, 2021
If you discover signs of water damage in your home, you may wonder if it’s been there or if you have a new water leak. It is important to determine whether water damage is old or new so that you can take immediate action if it’s the latter. There are methods of estimating when the… read more
Posted in Insurance on March 18, 2021
When you submit a claim to an insurance company, you have a legal right to expect the company to handle it in good faith. This means in an honest and fair attempt to resolve your claim and protect your interests. Unfortunately, many insurance companies act in bad faith, meaning they handle claims dishonestly – often… read more
Posted in Insurance on March 18, 2021
Every state defines bad-faith insurance differently. Generally speaking, bad faith is an insurance company failing to process a claim fairly, honestly and in a good-faith attempt to resolve the issue. If you believe you are dealing with insurance bad faith during a claim for an injury or property damage, find out if you have the… read more
Posted in Insurance on February 24, 2021
If you own a home you wish to rent to tenants or through a site such as Airbnb, be careful to check with your homeowners association (HOA) first. In Florida, a homeowners association can prohibit a homeowner from renting out a property or place restrictions on rental rights. Putting your home up for rent without… read more
Posted in Insurance on February 24, 2021
It is not enough for a homeowners insurance company to accept liability for your losses. The insurance company must also offer a settlement that accurately reflects the full extent of your damages and losses. The company will do so through a homeowners insurance appraisal. What Is an Appraisal? If you need to make a homeowners… read more
Posted in Insurance on February 8, 2021
During a house fire, the fire itself is not the only risk. The smoke the fire creates also has very real dangers – both in terms of physical health and property damage. The smoke damage caused to your home and possessions by a structural fire could require you to replace or repair items. Find out… read more
Posted in Insurance on February 8, 2021
One of the most common causes of house and property fires is faulty wiring. According to the National Fire Protection Agency, electrical fires account for 13% of all home structure fires. Electrical malfunctions are second to unattended equipment as the leading cause of house fires in the US. If your property damage in Tampa stemmed… read more
