Underpaid Hurricane Ian Insurance Claim
Hurricane Ian Insurance Claim – $150,000 Recovered for Fort Myers Homeowner
Williams Law, P.A. successfully secured a $150,000 settlement for a Fort Myers homeowner whose property sustained extensive damage during Hurricane Ian. Initially, the insurance company offered a mere $4,000, grossly underestimating the cost of necessary repairs. Our legal team intervened, providing aggressive representation to ensure our client received full compensation to restore their home.
Case Overview
- Location: Fort Myers, Florida
- Incident: Hurricane Ian caused significant structural damage, water intrusion, and interior and exterior deterioration
- Initial Insurance Offer: $4,000
- Final Settlement: $150,000
How We Helped This Homeowner Recover
Our legal team took a proactive, strategic approach to force a full payout:
- We conducted an immediate site inspection with independent building experts
- Documented the damage with detailed photos, repair estimates, and forensic reports
- Challenged the insurance company’s offer by proving it violated Florida insurance laws and policy terms
- Negotiated aggressively until our client received a fair and justified settlement
Why This Case Matters
Hurricane Ian caused catastrophic damage across Southwest Florida, leaving thousands of homeowners grappling with roof collapses, water intrusion, and destroyed interiors. Insurance companies were overwhelmed, and many took advantage by lowballing policyholders or delaying legitimate claims.
In this case, our client was initially offered just $4,000, a fraction of what was truly needed. Unfortunately, this is common in Florida, especially after large-scale disasters. Insurers often undervalue claims, hoping policyholders will accept the offer and move on.
Williams Law, P.A. refused to let that happen.