Commercial Condo Claim for Hurricane Damage
$1.5 Million Settlement Recovered for Florida Condo Association After Hurricane Sally Damage
Williams Law Association, P.A. recently secured a $1,500,000 settlement for a Gulf Breeze, Florida condominium association whose property suffered significant damage during Hurricane Sally. The insurance company had initially offered just $200,000, which fell drastically short of what was needed to restore the property.
Incident Overview
After Hurricane Sally swept through the region, the condo association faced widespread destruction, including:
- Severe structural damage
- Water intrusion throughout the building
- Significant damage to individual condo units
- Extensive repairs are required to bring the property back to code
The HOA submitted an insurance claim under their hurricane coverage, expecting fair compensation. However, the insurance company’s initial payment of $200,000 was insufficient to cover the actual cost of the losses.
Insurance Carrier Undervalued the Claim
Despite clear evidence of storm-related damage, the insurer undervalued the claim by:
- Minimizing the extent of structural deterioration
- Disputing the origin and scope of water damage
- Delaying supplemental payment requests
This forced the association into a difficult financial position, preventing it from moving forward with the necessary repairs.
Legal Action by Williams Law Association, P.A.
Williams Law Association, P.A., took swift and strategic legal action on behalf of the association.
Our legal team:
- Conducted an independent inspection and completed damage evaluation
- Brought in structural engineers, roofing experts, and adjusters
- Compiled a comprehensive claim package with detailed evidence
- Negotiated directly with the insurance company while preparing for litigation
Type of Claim: Commercial Condo – Hurricane Sally Damage
Initial Offer: $200,000
Settlement Outcome: $1.5 Million
Location: Gulf Breeze, Florida