Florida Motorcycle Accident Lawyer
Motorcycle injuries often range from extremely serious to catastrophic. Without the benefit of a protective frame or seatbelt, motorcyclists often take a direct strike during a crash. Worse, many drivers have an unfair bias against motorcyclists, which often leads to road rage collisions, traffic violations, and serious injuries.
Like many other places, motorcycle accidents in Florida can result from various factors. It’s important to note that multiple factors often contribute to a single accident. Motorcyclists are more than 25 times more likely to die in a car crash than someone riding in a passenger car.
As the victim of one of these accidents, it is important to ensure that you are represented by a skilled legal professional who can help you seek compensation for the damage incurred during a collision.
Common Causes of Motorcycle Accidents in Florida Include:
Driver Inattention
Many accidents occur when drivers fail to notice motorcycles in their vicinity. This can be due to distractions, such as texting, talking on the phone, or adjusting in-car entertainment systems.
Speeding
Excessive speed is a significant contributor to accidents. Speed reduces the reaction time available to motorcyclists and other drivers, making it more difficult to avoid collisions.
Failure to Yield Right of Way
Accidents often occur when drivers fail to yield the right of way to motorcycles, intentionally or unintentionally. This can occur at intersections or during lane changes.
Lane Splitting
Although not illegal in Florida, lane splitting (riding a motorcycle between lanes of slow-moving or stopped traffic) can be dangerous, especially if other drivers are not aware or accommodating. However, Florida law does permit two motorcycles to share one lane. Passenger vehicles must stay to the rear of the two motorcycles and treat them like a single vehicle.
Impaired Driving
Riding under the influence of alcohol or drugs is a major cause of accidents. Impaired judgment and slowed reaction times increase the risk of collisions.
Poor Weather Conditions
Florida experiences frequent rain, and wet roads can be slippery, increasing the likelihood of accidents. Reduced visibility during rainstorms can also contribute to crashes.
Road Hazards
Uneven road surfaces, potholes, debris, and other hazards can be more dangerous for motorcycles than for larger vehicles. Motorcycles lack the stability and protection that cars provide.
Inexperienced Riders
Inexperienced motorcyclists may lack the skills and knowledge to handle various riding situations. Lack of training can contribute to accidents.
Left-Turning Vehicles
Collisions often occur when a vehicle makes a left turn in front of an oncoming motorcycle. The driver might misjudge the motorcycle’s speed or fail to see it.
Drowsy Driving
Fatigued drivers, including motorcyclists, are at an increased risk of accidents. Drowsiness impairs reaction time and decision-making abilities.
Is Insurance Required for Motorcycles in Florida?
In Florida, motorcycle riders are not required to carry personal injury protection (PIP) insurance, which is mandatory for automobile drivers under the state’s no-fault insurance system. Instead, Florida law requires that motorcyclists meet different minimums of insurance coverage. Motorcyclists must have a minimum of $30,000 in liability coverage, with a minimum of $10,000 for bodily injuries to a single person, $20,000 for two or more persons, and $10,000 in property damage liability coverage per crash.
While the state does not mandate personal injury protection for motorcycle owners, it’s essential to consider obtaining additional coverage beyond the minimum requirements to protect yourself financially in the event of an accident. Medical expenses and other costs associated with injuries can be substantial, and relying solely on the minimum coverage may expose you to significant financial risk.
Who Is Liable in a Florida Motorcycle Accident?
Determining liability in a Florida motorcycle accident involves assessing the facts of the specific case. Liability is often assigned based on negligence, and multiple parties may share responsibility.
- Modified Comparative Negligence: Florida follows a modified comparative negligence system, meaning that each party’s percentage of fault is considered when determining liability. Even if a motorcyclist is found partially at fault, they may still be eligible for compensation, though the amount may be reduced based on their level of responsibility.
- No-Fault Insurance System: Florida has a no-fault insurance system for personal injury protection (PIP) coverage. Each party’s insurance typically covers their medical expenses regardless of fault. However, if the injuries are severe, the injured party may pursue a claim against the at-fault party.
Gathering evidence, such as police reports, witness statements, and medical records, is crucial to establishing liability. In complex cases, consulting with an experienced personal injury attorney can help determine the best course of action and protect the rights of those involved.
Why Should You Hire a Florida Motorcycle Accident Lawyer?
Negotiation with Insurance Companies: Insurance companies often aim to minimize payouts; their adjusters are skilled negotiators. Having a lawyer on your side levels the playing field. Your attorney will handle all communications with the insurance companies, advocate for your best interests, and negotiate aggressively to achieve a fair settlement. They know the tactics insurers use and how to counter them effectively.
Representation in Court: If negotiations with the insurance company fail to result in a fair settlement, your lawyer will be prepared to take your case to court. They will represent you, present the evidence, and argue your case before a judge and jury. The prospect of a court case can also encourage insurance companies to offer a more favorable settlement to avoid a trial.
Reducing Stress and Allowing Focus on Recovery: The aftermath of a motorcycle accident is stressful. By hiring a lawyer, you can focus on your recovery while they handle the legal complexities. This reduces stress and allows you to dedicate energy to healing and returning to normal life.
Access to Medical and Accident Reconstruction Experts: Experienced motorcycle accident lawyers can access a network of medical experts and accident reconstruction specialists. These professionals can provide crucial testimony and insights that support your case and help establish the cause of the accident and the extent of your injuries.
No Upfront Costs: Most motorcycle accident lawyers in Florida work on a contingency fee basis. This means you do not have to pay any upfront legal fees. Your lawyer only gets paid if you win your case, making legal representation accessible to those who might not afford it otherwise.
Contact Williams Law, P.A. Motorcycle Claim Lawyers
If you’ve been injured and need legal assistance, contact Williams Law, P.A. today to schedule your free consultation. Our experienced personal injury lawyers are here to provide you with the support and guidance you need. Call us at 1-800-451-6786 or fill out our online contact form.