practice area bg MOBILE practice area bg scaled

Home, Commercial, and Personal Injury Insurance Claim Lawyers

Don't Settle for Denied, Delayed, or Underpaid

About Williams Law Association, P.A. – Nearly 30 Years Fighting Florida’s Toughest Insurance Companies

For nearly three decades, Williams Law Association, P.A., has stood between Florida property owners and the insurance companies that deny, delay, and underpay their legitimate claims. Since 1995, we’ve recovered over $300 million for clients throughout Florida who faced hurricanes, fires, floods, construction defects, and the devastating aftermath of serious accidents.

We represent homeowners, business owners, and injury victims across Tampa, Hillsborough County, Pinellas County, and statewide when insurance companies refuse to honor their obligations or when negligence causes life-changing harm. Our track record speaks for itself: we don’t just negotiate settlements; we force insurance companies to pay what they owe.

In late 2025, Williams Law Association, P.A., expanded our capabilities through the strategic acquisition of Premier Property Law, PLLC, bringing additional expertise in complex property insurance and construction defect litigation to our team. This growth reflects our commitment to providing even more comprehensive representation for Floridians facing property damage and insurance disputes.

Founded on the Principle That Insurance Companies Work for You, Not Against You

Attorney K.C. Williams III founded Williams Law Association, P.A., with a singular mission: level the playing field between everyday Floridians and the billion-dollar insurance industry. With decades of litigation experience and intimate knowledge of how insurance companies operate, Mr. Williams built this firm to be the aggressive advocate policyholders and injury victims desperately need when facing corporate indifference.

His inside understanding of insurance company tactics, delay strategies, and claim valuation methods has made Williams Law Association, P.A., one of Florida’s most respected names in insurance litigation. We know how adjusters think, how claims handlers are trained to minimize payouts, and exactly how to counteract these strategies in negotiations and courtrooms across Florida.

Under Mr. Williams’ leadership, our firm has developed a reputation for refusing to back down, even against the largest national insurance carriers. We take cases other firms won’t touch and fight until our clients receive full compensation for their losses.

We Represent the Policyholders and Injury Victims Insurance Companies Fear Most

Insurance companies count on you accepting their first offer. They rely on you not knowing your policy’s actual value. They assume you’ll give up when they delay, deny, or dispute your claim. Williams Law Association, P.A. exists to prove them wrong. We handle the full spectrum of property damage insurance disputes, from residential hurricane claims to multi-million-dollar commercial property losses.

Our practice areas include property damage insurance claims involving:

We also represent Florida homeowners in bad-faith insurance lawsuits when carriers breach their duty to handle claims fairly and in good faith.

What Makes Williams Law Association, P.A. Different: Experience, Results, and Accountability

Any law firm can claim they fight for clients. Williams Law Association, P.A. proves it with nearly 30 years of documented results, a team of skilled litigators who aren’t afraid of trial, and a client-focused approach that treats your case as the priority it deserves to be.

Our attorneys provide personalized representation tailored to your specific situation and needs. We don’t handle hundreds of cases at once, which spreads our attention too thin to give your claim the focus it requires. Instead, we invest significant time understanding your unique circumstances, educating you about your legal options, and building powerful cases designed to deliver maximum compensation.

You receive transparent, frequent communication throughout your case. We believe you should always know where your claim stands, what steps we’re taking on your behalf, and what to expect next. This open dialogue ensures you remain informed and confident as we work toward a resolution.

Our legal team has an impressive track record of securing substantial settlements and verdicts for clients across Florida. We’ve recovered millions in property damage and personal injury claims, holding insurance companies accountable when they shortchange policyholders or when their insureds cause serious harm through negligence.

We leverage extensive local expertise throughout Tampa Bay while maintaining a statewide practice that serves clients from Jacksonville to Miami and everywhere in between. Our deep understanding of Florida’s unique insurance laws, building codes, weather-related damage patterns, and local court systems gives us distinct advantages when building and presenting your case.

Our Mission: Stand Up to Corporate Power. Fight Back Against Injustice. Win for Our Clients

Insurance companies deny valid claims every single day. They delay payments, hoping you’ll accept less. They underreport losses by disputing the actual repair costs. Injury victims routinely receive insulting settlement offers that don’t begin to cover their medical bills, lost wages, and suffering. Williams Law Association, P.A. exists to change this equation.

We believe in leveling the playing field between individuals and the corporations that profit by denying their obligations. Our attorneys spend significant time with each client, learning every detail of their situation, explaining their rights under Florida law, and developing comprehensive legal strategies to hold them accountable and secure full compensation.

Recognizing that property damage and personal injuries create immediate financial stress, we operate on a contingency-fee basis for most cases. This means you pay no attorney fees unless we recover compensation for you. We invest our resources, time, and expertise up front, allowing you to pursue justice without worrying about hourly legal fees.

Property Insurance Claim Representation Across Florida

Florida property owners face unique challenges: increasingly severe weather events, a volatile insurance market, and carriers that routinely deny or minimize legitimate damage claims. Our expert insurance claim lawyers have extensive experience representing homeowners and business owners throughout Florida in disputes involving hurricane and storm damage, water and flood damage, fire and smoke damage, wind and hail damage, tornado damage, and cast-iron pipe failures that cause significant property damage.

We also handle complex commercial property insurance claims and business interruption cases when disasters prevent companies from operating normally. Our attorneys understand the intricacies of commercial policies and work to maximize recovery for property damage, inventory losses, and income lost during necessary repairs.

Additionally, we represent condominium and homeowners’ associations navigating insurance disputes arising from common-area damage, building-envelope failures, and construction defects affecting multiple units. These complex cases require attorneys who understand association governance, shared insurance policies, and Florida’s specific laws governing community associations.

Tampa Personal Injury Representation: Car Accidents, Truck Crashes, and Premises Liability

Serious accidents change lives in an instant. Medical bills accumulate, wages are lost, and futures become uncertain.

Williams Law Association, P.A. represents injury victims throughout Tampa Bay and across Florida who’ve been harmed by:

Our personal injury attorneys understand how to investigate accident scenes thoroughly, identify all liable parties, work with medical experts to document the full extent of injuries, and negotiate with insurance adjusters trained to minimize payouts. When settlement negotiations fail to produce fair compensation, we’re prepared to take cases to trial and present compelling evidence to juries.

Our goal is always maximum compensation that accounts for current medical expenses, future treatment needs, lost earning capacity, pain and suffering, and other damages under Florida law.

Why Choose Williams Law Association, P.A. for Your Florida Insurance or Injury Case

Choosing legal representation is one of the most important decisions you’ll make following property damage or a serious accident. Williams Law Association, P.A. offers nearly three decades of proven results, a team of experienced litigators who understand Florida law inside and out, and personalized attention that treats your case with the urgency and importance it deserves.

We measure our success not just by the settlements and verdicts we secure, but by the peace of mind we provide to clients navigating complex legal battles against well-funded corporate opponents. Our experienced attorneys handle every detail from initial case evaluation through final resolution, allowing you to focus on repairing your property or recovering from your injuries.

We advocate tirelessly for clients who have been mistreated by insurance companies or harmed by another party’s negligence. Whether you’re facing a denied hurricane claim, fighting an unfair property damage settlement, or recovering from a serious car accident, our legal team has your back throughout the entire process.

Take Action Now: Don’t Settle for Denied, Delayed, or Underpaid

If you’ve experienced property damage, been injured in an accident, or are facing an insurance dispute anywhere in Florida, don’t wait. Insurance companies impose strict deadlines for filing claims and lawsuits. Delay can mean losing your right to compensation entirely.

Let the dedicated legal team at Williams Law Association, P.A., guide you through the claims process and fight tirelessly to protect your rights. We offer free consultations to evaluate your case and explain your legal options with no obligation.