Our Florida Property & Personal Injury Insurance Claims FAQs
Do you have questions about Florida residential, commercial property insurance claims, or personal injury related insurance claims? Browse our FAQs to learn what to expect and how to protect your right to compensation after storm damage, sinkhole damage, roof damage, car accidents, slip and falls and other types of insurance claim disputes.
Understanding Re-Piping and Why It’s Necessary
Re-piping refers to the replacement of the plumbing pipes throughout a home or building, usually due to aging, corrosion, or material failure. In many older Florida homesLearn More
Understanding Pre-Existing Damage Denials in Florida Insurance Claims
If your insurance company is blaming you for the damage to your property, they may be trying to avoid paying your claim by alleging negligence, lack of maintenance, or a policy exclusion. This tactic is comm...
When disaster strikes, whether it’s a burst pipe, fire, windstorm, or water leak, the last thing you expect is for your insurance company to turn against you. Unfortunately, many Florida policyholders face this exact scenario: instead of receiving the compensation they paid premiums for, they’re blamed for the damage by their insurer. ThisLearn More
Understanding Punitive Damages
Punitive damages are a special category of compensation awarded in personal injury
Business Interruption Insurance
Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted due to a covered event, such as a fire, hurricane, or other ins...
Understanding Ensuing Loss Clauses
An ensuing loss clause is a provision in property insurance policies that essentially acts as an exception to an exclusion. In simple terms, it means that while damage caused by specific excluded perils (like faulty craftsmanship or ...
Understanding Re-Piping and Why It’s Necessary
Re-piping refers to the replacement of the plumbing pipes throughout a home or building, usually due to aging, corrosion, or material failure. In many older Florida homesLearn More
When disaster strikes, whether it’s a burst pipe, fire, windstorm, or water leak, the last thing you expect is for your insurance company to turn against you. Unfortunately, many Florida policyholders face this exact scenario: instead of receiving the compensation they paid premiums for, they’re blamed for the damage by their insurer. ThisLearn More
Business Interruption Insurance
Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted due to a covered event, such as a fire, hurricane, or other ins...
Understanding Ensuing Loss Clauses
An ensuing loss clause is a provision in property insurance policies that essentially acts as an exception to an exclusion. In simple terms, it means that while damage caused by specific excluded perils (like faulty craftsmanship or ...
Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...
Understanding Punitive Damages
Punitive damages are a special category of compensation awarded in personal injury
Avoid Giving a Statement: Do not provide a recorded statement without consulting your lawyer.
Do Not Sign Anything: Avoid signing documents or settlement offers without legal advice.
Contact Your Lawyer: Inform your personal injury lawyer
Understanding Re-Piping and Why It’s Necessary
Re-piping refers to the replacement of the plumbing pipes throughout a home or building, usually due to aging, corrosion, or material failure. In many older Florida homesLearn More
Understanding Pre-Existing Damage Denials in Florida Insurance Claims
If your insurance company is blaming you for the damage to your property, they may be trying to avoid paying your claim by alleging negligence, lack of maintenance, or a policy exclusion. This tactic is comm...
When disaster strikes, whether it’s a burst pipe, fire, windstorm, or water leak, the last thing you expect is for your insurance company to turn against you. Unfortunately, many Florida policyholders face this exact scenario: instead of receiving the compensation they paid premiums for, they’re blamed for the damage by their insurer. ThisLearn More
Business Interruption Insurance
Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted due to a covered event, such as a fire, hurricane, or other ins...
Understanding Ensuing Loss Clauses
An ensuing loss clause is a provision in property insurance policies that essentially acts as an exception to an exclusion. In simple terms, it means that while damage caused by specific excluded perils (like faulty craftsmanship or ...
Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...