Understanding the Basics After Receiving a Property Insurance Check If your insurance company issued a check for property damage, you may have noticed something surprising: the check includes the mortgage company’s name alongside yours. That’s not a mistake. It’s a standard part of how lenders protect their financial interest in your home. Let’s break it...
Monthly Archive: May 2024
Avoid These Costly Mistakes When Filing a Florida Home Insurance Claim Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays,...
What Is the Burden of Proof in a Florida Car Accident Case? In Florida car accident cases, the burden of proof refers to the legal obligation of the injured party (plaintiff) to establish that the other party (defendant) was negligent and that this negligence caused the accident and resulting injuries. Under Florida law, this burden...
What Exactly is Proof of Loss in Florida? A proof of loss is a formal, sworn document that you submit to your insurance company detailing the damage to your property and the amount you’re claiming. In Florida, this document serves as your official statement under oath about what was damaged, when it happened, and how...
From Congestion to Crashes: The Dangers of Auto Accidents in Tampa The Tampa Bay area, which includes cities like Tampa, St. Petersburg, and Clearwater, has recently gained attention for its troubling ranking as one of the worst places to drive in the United States. With increasing traffic congestion, high accident rates, and challenging road conditions, driving...
Insurance Companies Are Not on Your Side When you’re involved in an accident, whether a car crash, a slip and fall, or property damage due to a natural disaster, you may quickly contact an insurance company. One of the first things they often ask for is a recorded statement. While this may seem like a...
Understanding Your Rights After Water Damage in Tampa Water damage can strike unexpectedly from burst pipes, hurricanes, or heavy rainstorms. For Florida homeowners, navigating water damage claims can be particularly challenging due to the state’s unique climate and insurance regulations. In this guide, we’ll walk you through the critical steps to take when dealing with...
Understanding Policy Limits, Exclusions, and When to Hire a Lawyer Mold damage in Florida is a persistent and costly problem for homeowners, especially after hurricanes, roof leaks, burst pipes, or prolonged water intrusion. When left untreated, mold can pose serious health risks and cause structural damage to the home. But does homeowners’ insurance cover mold...