What Wind Damage Does Your Florida Homeowners Insurance Actually Cover? Most standard Florida homeowners’ insurance policies provide coverage for wind damage. However, that coverage often comes with significant limitations, exclusions, and financial conditions that many homeowners do not fully understand until after they file a claim. In general, wind coverage applies to damage caused by...
Monthly Archive: June 2025
How Lightning Damage Impacts Tampa Homes As a Florida homeowner, you’re living in what the National Weather Service calls “the lightning capital of the United States.” With the highest number of lightning strikes in the nation and more lightning-related deaths than any other state, understanding how to file and manage lightning damage insurance claims properly...
What Are the Most Common Home Insurance Claims in Tampa, FL? Homeownership in Tampa, Florida, comes with sunshine, close-by beaches, and, unfortunately, significant weather risks and insurance challenges. For many Tampa residents, navigating the home insurance claims process can be confusing, especially when damage occurs after storms, flooding, or aging infrastructure issues. At Williams Law...
When disaster strikes your Florida property through hurricane damage, water intrusion, fire, or other covered perils, you expect your insurance company to honor the policy you’ve faithfully paid premiums on for years. Instead, Florida homeowners and business owners routinely find that major insurance carriers employ sophisticated, systematic tactics to minimize claim payments, deny legitimate coverage,...
You did everything right after your car accident. You called the police, exchanged information, took photos, and filed your claim. Then the other driver’s insurance company denied your claim or offered a lowball settlement because the at-fault driver told an entirely different version of what happened. Unfortunately, this scenario is more common than most people...
Filing a Hurricane Insurance Claim in Florida Is Your Legal Right When a hurricane strikes, the aftermath can be overwhelming, with shattered windows, missing shingles, water intrusion, and even structural devastation. Despite the chaos, too many Florida homeowners delay or avoid filing hurricane damage claims. Whether it’s fear of rising premiums, fear of denial, or...
Tampa Auto Accident Scams: How to Avoid Bait-and-Switch Ads Protect yourself from deceptive advertising schemes targeting Tampa car accident victims. Learn how to recognize bait-and-switch tactics, understand your rights under Florida law, and take action to protect your claim. Every year, thousands of Tampa Bay residents are involved in auto accidents, and in the chaotic...
Understanding the Reality Behind Tampa Car Accident Insurance Claims Filing an insurance claim after a car accident in Florida should be straightforward, but it rarely is. Between our state’s unique no-fault insurance laws, aggressive insurance company tactics, and complex legal hurdles, accident victims often face an uphill battle to secure fair compensation. At Williams Law...