Backdated insurance requests coverage for something that happened before purchasing the policy. If you need to backdate an insurance claim, you need property damage coverage before paying for the policy. Most homeowners’ insurance companies do not offer backdated insurance. If you know you will need to request compensation for preexisting damage, find out if the...
KC Williams
Home is where the heart is, but lately, it seems like it’s also where the costs are climbing. The sting of rising insurance premiums has become all too familiar for many homeowners. Since 2017, two of the six costliest hurricanes in history have hit Florida, including Hurricane Ian. The 2022 hurricane caused around $50 billion...
10 Signs That Your Insurer May Have Underpaid Your Property Damage Claim Dealing with property damage is challenging enough without the added stress of an underpaid insurance claim. When your insurer fails to provide the total compensation you’re entitled to, it can have serious financial implications. Identifying signs of an underpaid claim early on can...
Same Old Story: Insurance Delays, Denials, and Coverage Issues Having your home or belongings destroyed or damaged by a hurricane, storm, or other natural disaster can be a traumatic experience. It can be even worse if your insurance company refuses to pay to repair or replace your property. Though insurance companies are tough to fight,...
Receiving an insurance claim check after property damage can be a relief, but it can also bring some surprises. One surprise is seeing your mortgage company’s name listed as a co-payee on the check. This can be unclear, especially if you weren’t expecting it. Understanding why this happens can help you navigate the process more...
As a homeowner in Florida, you understand the importance of having property insurance to protect your investment. However, when it comes to handling insurance claims, many homeowners associations (HOAs) often make costly mistakes that can have long-lasting consequences. That’s why seeking legal expertise for property insurance claims is crucial for HOAs in Florida. By working...
Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays, denials, or reduced payouts. Here are key things to avoid when...
Car accidents are common on Florida’s roadways, often resulting in injuries, property damage, and significant financial losses. In the aftermath of a collision, understanding the concept of the burden of proof is essential for individuals seeking compensation for their injuries and damages. What is the Burden of Proof? The burden of proof refers to the...