The Biggest Misconceptions About Florida Property Insurance Policies Owning a home in Florida comes with unique challenges. Between hurricanes, flooding, and unpredictable weather events, property owners face risks that demand strong insurance protection. However, too many Florida homeowners misunderstand their policies, only to discover costly gaps in coverage after disaster strikes. At Williams Law, P.A.,...
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Dealing with Hidden Defects in New Construction: Your Legal Options in Florida Purchasing a newly constructed home should be one of life’s most exciting milestones. However, discovering hidden defects months or even years after moving in can quickly turn that dream into a nightmare. If you’ve found hidden problems in your Florida home that weren’t...
How Insurance Companies Use Fear to Deter You from Hiring a Lawyer One of the most subtle yet effective strategies insurance companies use is fear. They subtly (and sometimes directly) suggest that hiring a lawyer will drag out your claim, reduce your payout, or cost you more money than it’s worth. This fear-based messaging is...
Wind Damage vs. Water Damage When Hurricane season approaches Florida, homeowners often assume their insurance will cover whatever Mother Nature throws at them. Unfortunately, the reality is far more complex and costly. The distinction between wind and water damage isn’t just an academic exercise; it’s the difference between a covered claim and a devastating financial...
How Lightning Damage Impacts Tampa Homes As a Florida homeowner, you’re living in what the National Weather Service calls “the lightning capital of the United States.” With the highest number of lightning strikes in the nation and more lightning-related deaths than any other state, understanding how to file and manage lightning damage insurance claims properly...
What Every Tampa Homeowner Needs to Know Tampa homeowners face an array of property damage threats due to Florida’s extreme weather, aging infrastructure, and high humidity levels. At Williams Law, P.A., we’ve helped countless clients navigate the complexities of property insurance disputes and recover compensation after unexpected damage. Knowing the most frequent home insurance claims...
What Florida Insurance Companies Don’t Want You to Know When disaster strikes and you need to file an insurance claim, you expect your insurance company to have your back. After all, you’ve been faithfully paying premiums for years. However, the reality is that insurance companies are businesses first, and their primary goal is to protect...
Filing a Hurricane Insurance Claim in Florida Is Your Legal Right When a hurricane strikes, the aftermath can be overwhelming, with shattered windows, missing shingles, water intrusion, and even structural devastation. Despite the chaos, too many Florida homeowners delay or avoid filing hurricane damage claims. Whether it’s fear of rising premiums, fear of denial, or...