What Does Commercial Fire Insurance Cover in Florida? There is no single answer because commercial property policies can vary widely. Depending on the policy and endorsements purchased, coverage may apply to the building, business personal property, equipment, inventory, furniture, machinery, tenant improvements, and other property damaged by a covered fire. Coverage may also extend to...
Construction Defect
For years, Florida lawmakers argued that reducing insurance litigation would help stabilize the state’s troubled property insurance market. Sweeping reforms passed in 2022 and 2023 were designed to reduce lawsuits, lower insurer litigation costs, and encourage more carriers to do business in Florida. But new data suggests the problem was never that simple. According to...
Construction defects can create serious financial and safety concerns for Tampa homeowners. A recurring roof leak, wall crack, drainage problem, window leak, or moisture stain may point to defective workmanship, design errors, improper installation, faulty materials, or building code violations that require more than a temporary repair. Florida’s heat, humidity, heavy rainfall, and hurricanes can...
Hidden Construction Defects in Tampa Bay New Construction Buying a newly built home, condominium, townhome, or commercial property in the Tampa Bay area should give property owners confidence. Whether the property is in Tampa, St. Petersburg, Clearwater, Brandon, Wesley Chapel, Riverview, Palm Harbor, or another growing community in Hillsborough, Pinellas, or Pasco County, buyers expect...
The Question Florida Homeowners Deserve Answered Florida homeowners pay some of the highest property insurance premiums in the country. For years, policyholders were told that one issue was largely to blame: excessive litigation. That narrative helped drive sweeping insurance reforms in 2022 and 2023. Those reforms changed the legal landscape for Florida policyholders and made...