Hurricane Ian Condo Association Insurance Claim – $1.3 Million Recovered
$1.3 Million Recovered for Southwest Florida Condo Association After Hurricane Ian
Williams Law, P.A. successfully secured a $1.3 million increase in insurance compensation for a condominium association in Southwest Florida following extensive damage from Hurricane Ian. The initial insurance payout of $362,000 was insufficient for repairs. Through diligent legal action and expert negotiation, the final recovery amounted to $1,662,000, enabling complete property restoration without additional financial burden on the residents.
Our Approach
Our legal team undertook a comprehensive strategy to challenge the underpayment:
- Conducted an independent damage assessment
- Engaged experts in engineering, roofing, and water intrusion
- Identified overlooked damages and improperly applied exclusions
- Compiled a detailed claim file to support the case
Through strategic negotiations and legal pressure, we compelled the insurance carrier to reevaluate the claim, resulting in a final recovery of $1,662,000. This substantial settlement enabled the association to restore the property entirely, safeguard homeowners’ investments, and avoid additional financial burdens.
Challenges Faced
Despite clear evidence of significant structural and interior damage, the insurance carrier’s initial offer was substantially lower than the repair costs. The insurer disputed the extent of the damage, leading to delays and financial strain for the condo association.
Case Overview
- Location: Southwest Florida
- Incident: Hurricane Ian – Severe wind and water damage
- Initial Insurance Offer: $362,000
- Final Settlement: $1,662,000
- Recovery Increase: Over $1.3 million