Hurricane Sally Condo Claim

$1.5 Million Settlement Recovered for Florida Condo Association After Hurricane Sally Damage

Williams Law, P.A. recently secured a $1,500,000 settlement for a Florida condominium association whose property suffered significant damage during Hurricane Sally. The insurance company had initially offered just $200,000, which fell drastically short of what was needed to restore the property.

Incident Overview: Hurricane Damage to Condo Property

After Hurricane Sally swept through the region, the condo association faced widespread destruction, including:

  • Severe structural damage
  • Water intrusion throughout the building
  • Significant damage to individual condo units
  • Extensive repairs are required to bring the property back to code

The HOA submitted an insurance claim under their hurricane coverage, expecting fair compensation. However, the insurance company’s initial payment of $200,000 was not nearly enough to address the actual cost of the losses.

Insurance Carrier Undervalued the Claim

Despite clear evidence of storm-related damage, the insurer undervalued the claim by:

  • Minimizing the extent of structural deterioration
  • Disputing water damage origin and scope of water damage
  • Delaying supplemental payment requests

This forced the association into a difficult financial position, unable to move forward with the necessary repairs.

Legal Action by Williams Law, P.A.

Williams Law, P.A., took swift and strategic legal action on behalf of the association. Our legal team:

  • Conducted an independent inspection and complete damage evaluation
  • Brought in structural engineers, roofing experts, and adjusters
  • Compiled a comprehensive claim package with detailed evidence
  • Negotiated directly with the insurance company while preparing for litigation

Final Settlement Outcome: $1.5 Million Recovery

Our legal efforts resulted in a total insurance settlement of $1,500,000, a dramatic improvement over the initial lowball offer.

This settlement allowed the condo association to:

  • Complete all structural and interior repairs
  • Restore units to habitable condition.
  • Cover engineering and contractor costs
  • Protect the financial stability of the association and homeowners