Pasco Homeowner Wins $690,000 Sinkhole Verdict Against State Farm
State Farm Hired Three Experts to Deny This Claim—a Jury Disagreed.
When a Pasco County homeowner filed a sinkhole damage claim, State Farm didn’t just deny it; they paid two experts to say the property showed no sinkhole activity. Then they brought in a third, a so-called neutral evaluator, who reached the same conclusion. Never mind that the neighbor’s home had already been confirmed as sinkhole damaged.
Never mind that multiple homes on the same street had the same designation. State Farm denied the claim anyway. The homeowner contacted Williams Law Association, P.A.
What We Were Up Against
The foundation, walls, and driveway all showed visible cracking consistent with sinkhole activity. A professional assessment confirmed structural damage that compromised the home’s integrity. State Farm acknowledged the sinkhole existed but argued the damage was less severe than documented and capped their offer at the policy limit, which wasn’t enough to cover the full cost of repairs.
Three paid experts. A neutral evaluator. A lowball offer. We took it to trial.
The Verdict
A jury ruled in favor of our client. Williams Law Association, P.A. secured a $690,000 verdict, 150% of the policy limit. The result covered the full cost of structural repairs, temporary housing, engineering assessments, and related expenses.