Trusted Auto Accident Lawyer Serving Tampa and Hillsborough County
When you’ve been injured in a car accident in Tampa, choosing the right auto accident lawyer can make the difference between financial hardship and complete recovery. At Williams Law Association, P.A., we’ve spent years fighting for Tampa Bay accident victims, securing millions of dollars in compensation for injuries caused by negligent drivers on our local roads.
Our Tampa auto accident attorneys understand the unique challenges of Florida’s roadways, from the congested rush hour traffic on I-275 and the Veterans Expressway to the dangerous intersections along Dale Mabry Highway and Kennedy Boulevard. We know the local courts work with Tampa’s best medical providers and have established relationships with accident reconstruction experts who testify regularly in Hillsborough County courtrooms.
Why Tampa Auto Accident Cases Require Specialized Legal Experience
Uninsured driver rate: Nearly 20% of Florida drivers lack insurance
Fatal crash rate: Tampa’s rate exceeds the national average
Our Tampa auto accident lawyers understand the local factors that contribute to these crashes, from dangerous intersections like Dale Mabry and Kennedy Boulevard to the seasonal increase in accidents during spring break and winter tourist season.
Common Causes of Tampa Auto Accidents We Handle
Our Tampa auto accident lawyers have successfully litigated claims involving:
Distracted Driving Accidents
Florida law prohibits texting while driving, but distraction remains the #1 cause of Tampa accidents. We prove distraction through cell phone records, traffic camera footage, and witness testimony.
Drunk Driving (DUI) Crashes
When an intoxicated driver causes your injuries, you may be entitled to punitive damages beyond standard compensation. We pursue all available remedies, including dram shop claims against bars that overserved.
Speeding and Reckless Driving
Excessive speed makes accidents more severe. We collaborate with accident reconstruction experts to establish that speed was a factor and demonstrate the driver’s disregard for safety.
Rear-End Collisions
These are the most common Tampa auto accidents. While rear-end crashes often seem straightforward, insurance companies still dispute who is at fault. We prove the rear driver’s negligence and overcome comparative fault allegations.
Lane Change and Merge Accidents
I-275, I-4, and the Selmon Expressway see daily merge-related crashes. We analyze traffic patterns and surveillance footage to establish which driver violated right-of-way laws.
Uninsured/Underinsured Motorist Claims
With Florida’s high uninsured driver rate, we frequently help clients recover through their own UM/UIM coverage even when their own insurance company denies the claim.
Commercial Vehicle and Truck Accidents
Accidents involving delivery trucks, 18-wheelers, and commercial vehicles require different legal strategies. We pursue corporate entities and their commercial insurance policies.
Rideshare Accidents
With Tampa’s growing Uber and Lyft presence, especially around the airport and downtown, rideshare accidents have increased significantly.
Understanding Florida’s PIP Coverage and Serious Injury Threshold
Florida is a no-fault state, meaning drivers must first file injury claims under their PIP insurance, regardless of who caused the accident. PIP covers:
Up to 80% of medical expenses
Up to 60% of lost wages
Death benefits (up to $5,000)
However, PIP limits are typically low ($10,000) and do not fully cover the costs of serious injuries. Once your injuries are deemed “serious” under Florida law, you may file a claim against the at-fault driver for full compensation.
Florida’s Modified Comparative Negligence
Florida follows a modified comparative fault rule. You cannot recover damages if you are found more than 50% at fault. If your fault is less than 50%, your recovery is reduced by the same percentage.
Our Tampa car accident attorneys work to prove the other party’s liability and minimize any allegations against you, protecting the full value of your claim.
Common Injuries in Tampa Car Accidents
Our attorneys have represented clients with a full spectrum of auto accident injuries:
Severe Injuries:
Traumatic brain injuries (TBI) and concussions
Spinal cord injuries and paralysis
Amputations
Severe burns
Multiple fractures requiring surgery
Moderate Injuries:
Herniated or bulging discs
Broken bones
Torn ligaments and tendons
Internal injuries
Common Injuries:
Whiplash and soft tissue injuries
Sprains and strains
Contusions and lacerations
We work with top medical experts in Tampa, including orthopedic surgeons, neurologists, and physical therapists, to document the full extent of your injuries and future medical needs.
How Much Is Your Tampa Auto Accident Case Worth?
Every case is unique, but understanding what you can recover helps you recognize when insurance offers are lowball.
Economic Damages (Exact Financial Losses)
Medical Expenses:
Emergency room treatment
Hospital stays and surgeries
Physical therapy and rehabilitation
Prescription medications
Medical equipment (wheelchairs, braces, etc.)
Future medical care (often the most significant component in severe injury cases)
Lost Income:
Past lost wages
Future lost earning capacity
Lost benefits (health insurance, retirement contributions)
Loss of business income for self-employed individuals
Property Damage:
Vehicle repair or total loss replacement
Personal property destroyed in the crash
Rental vehicle costs during repairs
Non-Economic Damages
Pain and Suffering: Florida juries award compensation for physical pain, both past and future. Serious injuries like spinal cord damage, traumatic brain injury, and severe burns command significant awards.
Emotional Distress: Anxiety, depression, PTSD, and loss of enjoyment of life are all compensable injuries in Florida auto accident cases.
Loss of Consortium: Your spouse may have a separate claim for loss of companionship and marital relations.
Permanent Disability: Injuries that permanently affect your quality of life—chronic pain, mobility limitations, cognitive impairment—are valued based on your age and life expectancy.
Punitive Damages (In Extreme Cases)
When a driver’s conduct is grossly negligent or intentional, Florida law permits the award of punitive damages, intended to punish the wrongdoer.
Common scenarios include:
DUI causing serious injury or death
Street racing
Fleeing police
What Insurance Companies Don’t Want You to Know
How Insurance Adjusters Are Trained to Minimize Your Claim
Insurance adjusters are not your friends. Despite friendly voices and expressions of concern, they are trained professionals whose job is to pay as little as possible on your claim.
Common Insurance Company Tactics:
The Quick Settlement Trap: They call within days of your accident, offering immediate money before you know the full extent of your injuries. Never accept the first offer.
The Recorded Statement Trick: They ask for a recorded statement “just to understand what happened.” Every word you say will be analyzed for ways to deny or reduce your claim. You are not required to give a recorded statement to the at-fault driver’s insurance company.
The Social Media Surveillance: They monitor your Facebook, Instagram, and other social media for any evidence that contradicts your injury claims. Assume everything you post is being watched.
The “Independent” Medical Exam (IME). They send you to a doctor they’ve paid thousands of dollars to over the years, and, surprise, that doctor finds your injuries aren’t as serious as your treating physicians say. These exams are designed to deny your claim.
The Pre-Existing Condition Excuse. They request your complete medical history, looking for any prior injury, even unrelated ones, to argue your current injuries aren’t from the accident. We counter this with expert testimony showing the accident caused new or aggravated injuries.
The Delay and Deny Strategy. They intentionally drag out your claim, hoping you’ll become desperate for money and accept inadequate compensation. We pressure them with litigation deadlines.
Why You Need a Tampa Auto Accident Lawyer (Not Just Any Personal Injury Attorney)
Auto Accident Cases Require Specialized Knowledge
Not all personal injury lawyers are qualified to handle auto accident cases. Florida’s unique insurance laws, recent legislative changes, and complex liability issues require specific expertise.
What Sets Williams Law, P.A. Apart:
Former insurance defense experience – We know how insurance companies think because we used to defend them
Insurance law specialists – Auto accidents intersect with complex insurance coverage issues (PIP, UM/UIM, bad faith)
Trial-ready approach – We prepare every case for trial from day one, which pressures insurance companies to settle fairly
Medical network – We work with leading Tampa medical providers who treat on liens (no upfront cost to you)
Accident reconstruction experts – We hire engineers and crash analysts to prove liability and overcome comparative fault allegations
Selective caseload – Unlike high-volume “settlement mills,” we handle fewer cases and give each client personalized attention
Serving Clients Throughout Tampa and Surrounding Areas
We represent car accident victims in:
Brandon
Temple Terrace
Riverview
Wesley Chapel
Lakeland
Orlando
Lutz
Carrollwood
St. Petersburg
Clearwater
Dade City
New Port Richey
Sarasota
The Williams Law Association, P.A. Difference: Why Tampa Auto Accident Victims Choose Us
1. We Don’t Settle for Less Than You Deserve
Many personal injury firms are “settlement mills” that handle thousands of cases and settle them quickly for whatever the insurance company offers. That’s not us.
We prepare every case for trial. Insurance companies know we’re not afraid to go to court, which means they take our settlement demands seriously.
2. You Work Directly with Experienced Insurance Litigation Attorneys
When you call, you speak with an attorney. When decisions need to be made, an attorney guides you.
3. No Upfront Costs Ever
We work on a contingency fee basis, which means:
No consultation fee
No retainer required
No hourly charges
We advance all case costs (expert fees, filing fees, etc.)
We only get paid if you get paid
Our fee is a percentage of your recovery, so our financial success is tied directly to maximizing your compensation.
4. We Handle Everything So You Can Focus on Healing
From the moment you hire us, we take over:
All communication with insurance companies
Obtaining police reports and accident scene photos
Coordinating with medical providers
Gathering witness statements
Negotiating medical liens
Filing all legal paperwork and meeting deadlines
Dealing with property damage claims
You heal. We fight.
5. Proven Results: $300+ Million Recovered
Our Tampa auto accident lawyers have recovered millions for injured clients through settlements and trial verdicts:
$2.3 million settlement for client who suffered spinal cord injury in I-275 truck accident
$1.8 million jury verdict for traumatic brain injury victim in South Tampa intersection collision
$1.5 million settlement for family after fatal drunk driving crash on Dale Mabry Highway
$975,000 settlement for rideshare passenger injured when Uber driver ran a red light near the airport
Hundreds of settlements ranging from $100,000 to $500,000+ for various Tampa car accident injuries
Our Commitment to Tampa Car Accident Victims
As lifelong Tampa residents and legal professionals, we understand that a car accident can change your life. Medical bills pile up, insurance companies delay payments, and you’re left wondering how to provide for your family while recovering from serious injuries.
Contact Our Tampa Auto Accident Lawyers Today
Free Case Evaluation—No Obligation, No Pressure
If you’ve been injured in a Tampa car accident, time is critical. Evidence disappears, witnesses’ memories fade, and insurance companies begin building defenses immediately. Don’t face this challenging situation alone.
Call Williams Law Association, P.A. now at 1-800-451-6786 for your free consultation.
Our Tampa auto accident lawyers are available 24/7 to discuss your case. We’ll:
Answer all your questions about your legal rights and options
Explain how Florida auto accident laws apply to your situation
Calculate the potential value of your claim
Begin investigating your accident immediately
Deal with insurance companies so you can focus on recovery
Remember: You pay nothing unless we win your case.
Get the legal help you deserve. Call us at or fill out our online contact form.
