Homeowners insurance is designed to protect you from the unexpected. And while it may provide peace of mind, you hope you never have to use it. Unfortunately, many people find that when they do have to file a claim because of damage caused by a storm, fire, burst pipe, or sinkhole, it's a hassle to get the money they desperately need. Insurance companies are notorious for trying to find a loophole to deny a claim or for dragging their feet on payments when you need them most. And even if you manage to get a claim paid, it's often less than what you are entitled to.
That's why we urge you to consider talking to our experienced team of Florida insurance claim attorneys, no matter where you are in the claim process. We have a proven record of recovering the total value of homeowners' claims and, in many cases, recovering additional damages when the insurance company acted in bad faith. If you are facing a homeowners insurance challenge, do not hesitate to contact our team.
Types of Property Damage and Residential Insurance Claims We Represent
Williams Law, P.A. has been going up against insurance companies since its inception in 1995. We represent a variety of insurance claim types, including:
- Fire and smoke damage
- Flood damage
- Hurricane wind damage
- Cast iron pipe damage
- Apartment and condo claims
- Yard sinkhole claims
- Roof damage
- Storm damage
- Water damage
- Insurance bad faith claims
Our experienced attorneys know insurance company tricks, and we know precisely what evidence needs to be presented to help your case. We'll take the time to investigate your policy and the damage to your property to find the actual value of your claim, and we will hold the insurance company responsible for acting in good faith.
Hiring a lawyer for property damage insurance claims in Florida can be beneficial for several reasons:
Knowledge of Insurance Laws: Our lawyers specializing in property damage insurance claims have extensive knowledge of Florida insurance laws. We understand the legal requirements, deadlines, and procedures in filing a claim, ensuring you meet all the criteria and protect your rights.
Maximizing Compensation: Insurance companies may try to minimize the amount they pay for property damage claims. A lawyer can assess the full extent of your property damage, including hidden or long-term effects, and work to ensure you receive fair and maximum compensation for your losses.
Documentation and Evidence: Property damage claims require thorough documentation and evidence to support your case. Our lawyers can assist in gathering and organizing the necessary documentation, such as repair estimates, photographs, and expert reports, to strengthen your claim.
You are handling Complex Claims: Property damage claims can involve various complexities, such as multiple policies, exclusions, policy interpretations, and coverage disputes. Your lawyer will navigate these complexities, interpret the policy language, and advocate for your rights, increasing your chances of a successful claim outcome.
Negotiation and Settlement: Insurance companies often negotiate to settle property damage claims. Experienced insurance claim lawyers can negotiate on your behalf, ensuring you are not taken advantage of during the settlement process. They will leverage their knowledge and expertise to level the playing field and secure a fair settlement.
Litigation Representation: In cases where insurance companies wrongfully deny or undervalue your property damage claim, a lawyer can represent you in litigation. They will initiate legal action, build a strong case, and advocate for your rights in court, increasing your chances of a favorable outcome.
Time and Stress Management: Dealing with property damage, filing an insurance claim, and negotiating with insurance companies can be time-consuming and stressful. Hiring a lawyer allows you to offload these tasks to a professional who will handle the legal aspects of your claim, giving you peace of mind and allowing you to focus on other priorities.
How We Fight Your Florida Homeowners Insurance Denial
Our efforts to appeal your homeowners' insurance denial or undervaluation begin with a close review of your policy. Once we understand your coverage, we will know whether you have a valid claim. To determine the value of your claim, we will likely ask you for pictures of the damage from multiple angles. At this point, we may also have an independent inspector survey your damage. Lastly, we'll gather evidence to prove that you made every reasonable effort to prevent this damage, whether that's a receipt for smoke detectors, a contract with a security system company, or a document showing your home was up to code. Once we have built a strong case, we will take on the insurance company to get you what you deserve, plus bad faith damages when appropriate.
The Residential Insurance Claim Lawyers of Williams Law, P.A. Can Help Get the Full Value of Your Claim
Your homeowners' policy is full of complex and ambiguous language, and it can be tough to understand independently. If your homeowners' insurance claim was denied, delayed, or underpaid, you don't have to fight the insurance company alone. For more than 27 years, the Williams Law, P.A. team has helped people get the compensation they deserve from their insurance company to repair their homes.
While most people have never gone head-to-head to challenge their insurance company, we've handled thousands of cases for Florida property owners. Acting quickly is essential if you need help fighting for a fair insurance payout. The sooner you contact us, the better preserved the evidence will be, and the better your chances of a successful outcome.
Has Your Home Insurance Company Denied or Undervalued Your Property Damage Claim in Florida?
If your insurance company is dragging its feet regarding your property damage claim, you should speak with an experienced insurance claim lawyer as soon as possible. Please contact us online or call our Florida law office at 800.451.6786 to schedule your free consultation. We help Florida residents like you fight the big insurance companies who fail to abide by their policies. Remember, we work on a contingent basis, meaning you don't pay us anything until we win your case.