Tampa COVID-19 Business Interruption Insurance Claim Lawyer

The COVID-19 pandemic has had a drastic effect on businesses. The virus has done more than interrupt business for many companies – it has forced them to permanently close their doors. Many business owners are now looking toward business interruption insurance to reimburse them for past and future losses connected to the coronavirus… only to receive claim denials that may not be legal. If you wish to file a business interruption insurance claim for COVID-19, or already have and were denied, contact Williams Law, P.A. for legal assistance. We can use proven strategies to fight for benefits on your behalf.

Why Choose Us?

What Is Business Interruption Insurance?

Business interruption insurance is a type of coverage that can pay a policyholder for profits lost and other damages due to a covered business interruptions, such as fires or a robbery. It can cover many damages associated with the business interruption, including property repairs, lost income, rent payments, taxes, loan payments and employee wages. It can also cover the costs of business relocation, if necessary. Business interruption insurance can make it easier for a business to recover from something that temporarily shuts down the store.

Does Business Interruption Insurance Cover COVID-19?

As business owners file business interruption insurance claims connected to COVID-19 regulations, shutdowns and revenue losses, they are discovering that most insurance companies are denying coverage. Insurance companies are widely taking the position that claims related to the coronavirus are invalid due to specific viral contamination exclusions or lack of physical property damage. Fortunately, a denial does not necessarily mean the end of your claim. It may be possible to appeal the decision.

Many business interruption insurance companies added specific policy exclusions for communicable diseases and viruses years ago, after the last epidemic. These companies are now denying coverage for business owners who are filing claims connected to COVID-19. Some members of Congress are pushing for mandatory COVID-19 coverage from business insurance policies, however, and some states have proposed laws that would also require coverage.

What to Do If a Business Insurance Company Denies Your COVID-19 Claim

COVID-19 is a constantly evolving situation with far-reaching implications for individuals and businesses. Initial responses from business interruption insurance companies might not be the last word on whether or not they can deny your claim. New laws and measures by Congress could force your business interruption insurance provider to cover at least some COVID-19 related damages. The best way to handle a claim rejection is by hiring an insurance attorney in Tampa for an appeal.

A lawyer from Williams Law, P.A. could help you initiate an internal appeal within the insurance company first. If an internal review still leads to claim denial, your lawyer can file an official appeal of the insurance company’s decision with the Hillsborough County courts. Variances in policy language, unlawful exclusions, contract laws, emergency conditions, state laws and many other factors could affect your COVID-19 business interruption insurance claim. A lawyer can help you navigate the facets of your claim while protecting your rights.

COVID-19 Business Interruption Insurance Claim Attorneys

COVID-19 related business interruptions could mean you are behind in lease and loan payments, cannot afford to pay your employees, and may be considering closing for good. A successful business interruption insurance claim could save your company and provide much needed peace of mind during this uncertain time. Do not hesitate to contact the COVID-19 business interruption insurance claim attorneys at Williams Law, P.A. for assistance with your initial claim and/or an appeal of a denial. We may be able to help you obtain coverage. Contact us online or call (800) 451-6786 for a free remote consultation today.