What You Should Know About an Insurance Company’s First Settlement Offer Dealing with insurance claims can be stressful and overwhelming after an accident, property damage, or personal injury. One of the most important things to understand is that the first settlement offer from an insurance company is rarely the best offer you can receive. While...
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Florida Property and Personal Injury Insurance Claims
Costly Errors That Can Ruin Your Personal Injury Case When you’re involved in a personal injury case in Florida, the steps you take (or fail to take) can significantly impact the outcome of your claim. Florida’s legal system can be complex, especially with its unique rules regarding negligence and insurance. To maximize your chances of...
Understanding Sinkhole Insurance Coverage in Florida As a homeowner in Florida, understanding sinkhole insurance claims is crucial to protecting your home and ensuring that you are covered if disaster strikes. These natural occurrences can cause extensive damage to properties, leading to costly repairs and potential safety hazards. When a sinkhole damages your home or property,...
Understanding Why Property Insurance Claims Get Denied After Storms Florida, known for its beautiful beaches and warm climate, is also susceptible to storms and hurricanes. These powerful weather events can cause significant damage to homes and property. While many Floridians rely on homeowners’ insurance to cover the costs of repairs, the reality is that insurance...
Florida’s Unique Wind Damage Risks In Florida, wind damage from hurricanes, tropical storms, and severe weather is a common threat to homeowners. While most homeowners’ insurance policies include coverage for wind damage, many policyholders are surprised when their wind damage insurance claims are denied. Unfortunately, insurance companies often use tactics to reduce or deny valid...
Understanding Coverage When protecting your property, homeowners’ insurance is your first line of defense. But many homeowners are surprised to learn that while their homeowner’s insurance covers damage to the garage, it typically does not cover vehicles stored inside. Let’s break down exactly what your policy does and does not include regarding vehicles in your garage....
Florida Property Insurance Claim Delays Filing a property insurance claim can be a stressful experience, especially when you’re dealing with damage to your home or business. The last thing you want is to face unnecessary delays from your insurance company. Unfortunately, delays are common and can leave policyholders feeling frustrated and uncertain about when, or...
Understanding Florida’s Roofing Regulations After Storm Damage In Florida, hurricanes, tropical storms, and extreme weather events are common occurrences. As a result, roofing regulations play a critical role in maintaining property safety. One regulation in particular — Florida’s 25% Roof Replacement Rule — often sparks confusion among homeowners filing insurance claims. This rule can significantly...