Recognizing Covered Water Damage Under Florida Home Insurance Water damage can strike unexpectedly from burst pipes, hurricanes, or heavy rainstorms. For Florida homeowners, navigating water damage claims can be particularly challenging due to the state’s unique climate and insurance regulations. In this guide, we’ll walk you through the critical steps to take when dealing with...
KC Williams
Understanding Mold Damage in Florida Homes Property damage caused by mold can be a real problem, especially here in Florida. Florida’s humid climate and often rainy weather create the perfect petri dish to grow toxic and damaging mold. Fortunately, most homeowners’ insurance policies cover the damage caused to your property by mold. Unfortunately, most policies...
Understanding Why GEICO Denies So Many Personal Injury Claims As a personal injury attorney in Florida, I’ve seen firsthand how frustrating it can be for clients when their insurance claims, particularly with GEICO, are denied. GEICO, one of the largest auto insurers in the United States, is known for its aggressive advertising campaigns promising savings...
Understanding Hail Damage and Florida Insurance Policies Why Florida Is Prone to Hailstorms Florida may be known for sunshine, but its weather isn’t always friendly. Hailstorms, especially during the spring and hurricane seasons, are not uncommon. Warm, moist air colliding with cold fronts can quickly brew violent storms, and when the conditions are right, ice...
Inflation and Insurance for Florida Property Owners Protecting your home investment requires more than standard homeowners’ insurance in Florida’s dynamic real estate market. As construction costs continue to rise and property values fluctuate, many Florida homeowners are discovering a concerning gap between their insurance coverage and the actual cost to rebuild or repair their homes....
Florida Attorneys and Public Adjusters Work Together: A Winning Team for Insurance Claims Public Adjusters and Attorneys are integral to protecting Florida homeowners. Public insurance adjusters and property damage lawyers often work together to help maximize the recovery of the client’s insurance claim. The Public Adjuster and the Attorney have separate but crucial roles in...
What to Do When the At-Fault Driver’s Insurance Won’t Pay Your Claim When you’re involved in a car accident caused by another driver, you expect their insurance to cover your damages. However, it’s common for the at-fault driver’s insurance company to deny or delay your claim, leaving you frustrated and financially burdened. This detailed guide...
Understanding the Difference Between Actual Cash Value and Replacement Cost When a storm rips the roof off your home or water damage ruins your kitchen, your first thought is, “Will insurance cover this?” But the real question determining what you’ll get is: Are you covered under Actual Cash Value or Replacement Cost Value? These two...