How Florida Insurers Profited While Homeowners Paid the Price Florida homeowners have faced skyrocketing property insurance premiums for years, despite insurers claiming financial struggles due to lawsuits, fraud, and the state’s high hurricane risk. However, a previously unpublished 2022 report, recently obtained by the Miami Herald and Tampa Bay Times, has confirmed what many suspected:...
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What Is a Home Inventory and Why Does It Matter in Florida In Florida, where hurricanes, floods, and unexpected property losses are increasingly common, creating a detailed home inventory is one of the smartest steps a homeowner can take. A home inventory is a documented list, ideally with photos, receipts, and appraisals, of all personal belongings...
Denied a Hurricane Milton Insurance Claim in Florida? Here’s What You Need to Know In the aftermath of Hurricane Milton, many Florida homeowners and business owners have found themselves in a frustrating and financially devastating position. If this happened to you, know this: You are not powerless. We help policyholders take strategic legal action to...
Understanding Liability in Florida Car Accidents In the fast-paced world of Florida roadways, accidents can happen in an instant. One common scenario involves a driver pulling out in front of another vehicle, often resulting in a collision. But who is at fault when this happens? Determining liability is crucial for all parties involved, as it...
What Florida Condo Associations Need to Know About Hurricane Milton Damage Claims Hurricane Milton has left many Florida condo associations grappling with significant property damage. Managing a large-scale insurance claim for roof damage, flooding, or broken windows can be complex and overwhelming for condo boards. It’s essential to understand the steps involved in filing a...
Florida Flood Insurance Claims Experiencing a flood can be devastating, and filing a flood insurance claim can be overwhelming. Unfortunately, many homeowners make common mistakes during the claims process that can result in delays, denials, or underpaid claims. By understanding these mistakes and how to avoid them, you can ensure that your claim is processed...
Understanding Additional Living Expenses (ALE) After a Hurricane When a hurricane damages your home in Florida, filing an insurance claim is vital to recovering from the disaster. A critical aspect of hurricane insurance claims is Additional Living Expenses (ALE) coverage. ALE compensates for the extra costs you incur while your home is being repaired, and...
Hurricane Season Preparedness: A Comprehensive Guide for Florida Homeowners Living in the Sunshine State has many benefits, but Florida residents know all too well the annual threat of hurricane season. From June 1st through November 30th, Florida homeowners must remain vigilant and prepared for potential tropical storms and hurricanes. This comprehensive guide will walk you...