How Florida Insurers Profited While Homeowners Paid the Price Florida homeowners have faced skyrocketing property insurance premiums for years, despite insurers claiming financial struggles due to lawsuits, fraud, and the state’s high hurricane risk. However, a previously unpublished 2022 report, recently obtained by the Miami Herald and Tampa Bay Times, has confirmed what many suspected:...
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What Is a Home Inventory and Why Does It Matter in Florida In Florida, where hurricanes, floods, and unexpected property losses are increasingly common, creating a detailed home inventory is one of the smartest steps a homeowner can take. A home inventory is a documented list, ideally with photos, receipts, and appraisals, of all personal belongings...
Denied a Hurricane Milton Insurance Claim in Florida? Here’s What You Need to Know In the aftermath of Hurricane Milton, many Florida homeowners and business owners have found themselves in a frustrating and financially devastating position. If this happened to you, know this: You are not powerless. We help policyholders take strategic legal action to...
What Florida Condo Associations Need to Know About Hurricane Milton Damage Claims Hurricane Milton has left many Florida condo associations grappling with significant property damage. Managing a large-scale insurance claim for roof damage, flooding, or broken windows can be complex and overwhelming for condo boards. It’s essential to understand the steps involved in filing a...
Florida Flood Insurance Claims Experiencing a flood can be devastating, and filing a flood insurance claim can be overwhelming. Unfortunately, many homeowners make common mistakes during the claims process that can result in delays, denials, or underpaid claims. By understanding these mistakes and how to avoid them, you can ensure that your claim is processed...
When a hurricane damages your home in Florida, filing an insurance claim is vital to recovering from the disaster. A critical aspect of hurricane insurance claims is Additional Living Expenses (ALE) coverage. ALE compensates for the extra costs you incur while your home is being repaired, and you are forced to live elsewhere. These expenses...
Hurricane Season Preparedness: A Comprehensive Guide for Florida Homeowners Living in the Sunshine State has many benefits, but Florida residents know all too well the annual threat of hurricane season. From June 1st through November 30th, Florida homeowners must remain vigilant and prepared for potential tropical storms and hurricanes. This comprehensive guide will walk you...
When Disaster Hits Your Florida Business When Hurricane Ian slammed into Southwest Florida in 2022, thousands of businesses faced more than just physical property damage. Restaurants sat empty for months, retail stores couldn’t reopen, and manufacturing facilities stopped. The financial devastation from lost income often exceeded the cost of repairing the physical damage. If your...