How to Deal with a Home Insurance Adjuster in Florida When your property has suffered damage, the first step to financial recovery is often filing a claim with your homeowner’s insurance company. But soon after, you’ll be contacted by an insurance adjuster. A professional’s job is to investigate the claim and evaluate how much the...
Insurance Claim
Understanding Hurricane Insurance in Florida: What Homeowners Need to Know In Florida, hurricane insurance is not a standalone policy but a combination of coverage options, including windstorm damage, flooding, and additional protections under a standard homeowners insurance policy. Because Florida is prone to severe hurricanes, insurance companies break down coverage into several components to protect...
The Vital Role of Legal Counsel in HOA Hurricane Recovery When hurricanes batter Florida’s coast, Homeowners’ Associations (HOAs) face immense challenges in recovering from widespread property damage. The devastation typically impacts roofs, building exteriors, fences, utilities, recreational amenities, and landscaping, all of which fall under the HOA’s responsibility to repair or replace. Filing a hurricane...
Understanding Florida Hotel Damage Insurance Claims Florida’s hospitality industry is vital to the state’s economy, attracting millions of tourists annually. However, Florida’s tropical climate is famous for hurricanes, heavy rains, and strong winds, which can pose significant hotel risks. Property damage from storms, floods, and other hazards can lead to extensive financial losses. The right...
Do You Have a Bad Faith Insurance Claim in Florida? Insurance companies are expected to settle claims in good faith. Failure to do so is a violation of state law. Florida’s law states that insurance companies must act “fairly and honestly toward their insured and with due regard for her or his interests.” So, what...
Why Cast-Iron Pipes Are a Hidden Risk in Florida Homes Florida homeowners face a unique set of challenges when it comes to protecting their properties from hidden water damage. Water damage caused by deteriorating cast iron pipes is among the most serious and costly threats. These plumbing systems, commonly installed in homes built before 1975,...
Property Insurance Coverage for Window Damage Homeowners’ insurance is vital for protecting your property against unexpected events. Window damage is a common concern among the various potential hazards that affect your home. Whether caused by a severe storm, a break-in, or an unfortunate accident, window damage can compromise the security and comfort of your home....
What Is Theft Coverage in a Home Insurance Policy? Florida homeowners often wonder if their insurance policy protects them against theft. Theft can lead to significant financial loss, and having insurance coverage can ease the burden. Yes, most standard Florida homeowners’ insurance policies cover theft. This protection typically applies to personal belongings stolen from your...