What Is Theft Coverage in a Home Insurance Policy? Florida homeowners often wonder if their insurance policy protects them against theft. Theft can lead to significant financial loss, and having insurance coverage can ease the burden. Yes, most standard Florida homeowners’ insurance policies cover theft. This protection typically applies to personal belongings stolen from your...
Insurance Claim
When your refrigerator stops cooling or your dishwasher floods your kitchen, one question immediately comes to mind: Does homeowners’ insurance cover appliances? The answer isn’t always straightforward, and understanding the nuances of your coverage could save you thousands of dollars in unexpected repair or replacement costs. At Williams Law Association, P.A., we’ve helped countless homeowners...
If you’re a Florida homeowner, you’ve likely experienced the gut-wrenching moment of opening your insurance renewal notice only to find your premiums have skyrocketed or worse, your policy has been non-renewed entirely. You’re not alone. Florida homeowners are paying three times the national average for home insurance, and the situation continues to deteriorate. Insurance companies...
Understanding the Basics After Receiving a Property Insurance Check If your insurance company issued a check for property damage, you may have noticed something surprising: the check includes the mortgage company’s name alongside yours. That’s not a mistake. It’s a standard part of how lenders protect their financial interest in your home. Let’s break it...
Avoid These Costly Mistakes When Filing a Florida Home Insurance Claim Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays,...
What Is a Proof of Loss for Florida Home Insurance Claims? A Proof of Loss is a formal statement that policyholders submit to their insurance company detailing the damages or losses incurred, the value of those losses, and any other pertinent information regarding the claim. This document serves as the foundation for your insurance claim,...
From Congestion to Crashes: The Dangers of Auto Accidents in Tampa The Tampa Bay area, which includes cities like Tampa, St. Petersburg, and Clearwater, has recently gained attention for its troubling ranking as one of the worst places to drive in the United States. With increasing traffic congestion, high accident rates, and challenging road conditions, driving...
Insurance Companies Are Not on Your Side When you’re involved in an accident, whether a car crash, a slip and fall, or property damage due to a natural disaster, you may quickly contact an insurance company. One of the first things they often ask for is a recorded statement. While this may seem like a...