How Florida Insurers Profited While Homeowners Paid the Price For years, Florida homeowners have faced skyrocketing property insurance premiums, despite insurers claiming financial struggles due to lawsuits, fraud, and the state’s high hurricane risk. However, a previously unpublished 2022 report, recently obtained by the Miami Herald and Tampa Bay Times, has confirmed what many suspected...
Property Insurance
Your Rights as a Florida Homeowner After a Hurricane Claim Denial or Underpayment Hurricane Milton swept through Florida, leaving a trail of destruction in its wake. For many homeowners, the damage caused by high winds, flooding, and flying debris was catastrophic. If you filed an insurance claim to cover the cost of repairs or losses...
What Florida Condo Associations Need to Know About Hurricane Milton Damage Claims Hurricane Milton has left many Florida condo associations grappling with significant property damage. Managing a large-scale insurance claim for roof damage, flooding, or broken windows can be complex and overwhelming for condo boards. It’s essential to understand the steps involved in filing a...
How Our Florida Insurance Claim Lawyer Can Help Homeowners with Denied Hurricane Milton Insurance Claims Hurricane Milton has left a path of devastation across Florida, impacting thousands of homeowners. As communities rebuild, many homeowners face a new challenge: denied insurance claims. Insurance companies failing to honor their policies adds financial stress to an already difficult...
Florida Flood Insurance Claims Experiencing a flood can be devastating, and filing a flood insurance claim can be overwhelming. Unfortunately, many homeowners make common mistakes during the claims process that can result in delays, denials, or underpaid claims. By understanding these mistakes and how to avoid them, you can ensure that your claim is processed...
Understanding Additional Living Expenses (ALE) After a Hurricane When a hurricane damages your home in Florida, filing an insurance claim is vital to recovering from the disaster. A critical aspect of hurricane insurance claims is Additional Living Expenses (ALE) coverage. ALE compensates for the extra costs you incur while your home is being repaired, and...
Hurricane Season Preparedness: A Comprehensive Guide for Florida Homeowners Living in the Sunshine State comes with many benefits, but Florida residents know all too well the annual threat of hurricane season. From June 1st through November 30th, Florida homeowners must remain vigilant and prepared for potential tropical storms and hurricanes. This comprehensive guide will walk...
Navigating Business Interruption Claims Running a business in Florida has its fair share of risks, including natural disasters like hurricanes and unexpected events like fires or flooding. The financial toll can be overwhelming when these events disrupt your business operations. Business interruption insurance covers lost income and operational costs during downtime. However, getting the full...