Critical Mistakes Florida Business Owners Make After Property Damage When property damage strikes a Florida business, whether from hurricanes, flooding, fire, or other disasters, the path to recovery can be complex and fraught with potential pitfalls. We understand that in the chaos following property damage, business owners often make critical errors that can significantly impact...
Property Insurance
Managing a homeowners’ association (HOA) in Florida comes with tremendous responsibility. HOA directors are entrusted with protecting the community’s interests, maintaining property values, and ensuring that common areas and amenities remain safe and functional. When construction defects arise, primarily when multiple defects affect different parts of the community, the stakes are even higher. At Williams...
Purchasing a new home in Florida represents one of life’s most significant financial commitments. You’ve saved for years, gone through countless inspections, and finally received the keys to what should be your dream property. But what happens when you discover serious construction defects months or even years after moving in? Cracked foundations, water intrusion, electrical...
Understanding Fire Damage Insurance Coverage When a fire devastates your home, the physical loss is only the beginning. Florida homeowners often find that the true struggle begins when dealing with their insurance company. Complex policies, strict deadlines, and aggressive claim denials make navigating fire damage insurance claims overwhelming. At Williams Law Association, P.A., we fight...
The Biggest Misconceptions About Florida Property Insurance Policies Owning a home in the Tampa Bay area comes with unique challenges. Between hurricanes, flooding, and unpredictable weather events, property owners face risks that demand strong insurance protection. However, too many Florida homeowners misunderstand their policies, only to discover costly gaps in coverage after disaster strikes. At...
How Insurance Companies Use Fear to Deter You from Hiring a Lawyer One of the most subtle yet effective strategies insurance companies use is fear. They subtly (and sometimes directly) suggest that hiring a lawyer will drag out your claim, reduce your payout, or cost you more money than it’s worth. This fear-based messaging is...
Wind Damage vs. Water Damage When Hurricane season approaches Florida, homeowners often assume their insurance will cover whatever Mother Nature throws at them. Unfortunately, the reality is far more complex and costly. The distinction between wind and water damage isn’t just an academic exercise; it’s the difference between a covered claim and a devastating financial...
How Lightning Damage Impacts Tampa Homes As a Florida homeowner, you’re living in what the National Weather Service calls “the lightning capital of the United States.” With the highest number of lightning strikes in the nation and more lightning-related deaths than any other state, understanding how to properly file and manage lightning damage insurance claims...