A Florida Insurance Litigation Attorney’s Perspective on the Latest Attack on Property Owners If you’ve been paying attention to Florida’s legislative assault on homeowners’ insurance rights over the past several years, you already know the playbook. Strip away attorney fee protections. Make it more complicated to sue. Create procedural hoops that favor deep-pocketed insurance companies....
Property Insurance
Artificial intelligence tools like ChatGPT, Google’s Gemini, and other AI chatbots have become household names. Many Floridians now rely on them for everything from recipes to resume help and even legal questions. But when it comes to property insurance disputes or personal injury claims, turning to AI for advice can be a risky move that...
Critical Mistakes Florida Business Owners Make After Property Damage When property damage strikes a Florida business, whether from hurricanes, flooding, fire, or other disasters, the path to recovery can be complex and fraught with potential pitfalls. We understand that in the chaos following property damage, business owners often make critical errors that can significantly impact...
Managing a homeowners’ association (HOA) in Florida comes with tremendous responsibility. HOA directors are entrusted with protecting the community’s interests, maintaining property values, and ensuring that common areas and amenities remain safe and functional. When construction defects arise, primarily when multiple defects affect different parts of the community, the stakes are even higher. At Williams...
Purchasing a new home in Florida represents one of life’s most significant financial commitments. You’ve saved for years, gone through countless inspections, and finally received the keys to what should be your dream property. But what happens when you discover serious construction defects months or even years after moving in? Cracked foundations, water intrusion, electrical...
Understanding Fire Damage Insurance Coverage When a fire devastates your home, the physical loss is only the beginning. Florida homeowners often find that the true struggle begins when dealing with their insurance company. Complex policies, strict deadlines, and aggressive claim denials make navigating fire damage insurance claims overwhelming. At Williams Law Association, P.A., we fight...
The Biggest Misconceptions About Florida Property Insurance Policies Owning a home in the Tampa Bay area comes with unique challenges. Between hurricanes, flooding, and unpredictable weather events, property owners face risks that demand strong insurance protection. However, too many Florida homeowners misunderstand their policies, only to discover costly gaps in coverage after disaster strikes. At...
How Insurance Companies Use Fear to Deter You from Hiring a Lawyer One of the most subtle yet effective strategies insurance companies use is fear. They subtly (and sometimes directly) suggest that hiring a lawyer will drag out your claim, reduce your payout, or cost you more money than it’s worth. This fear-based messaging is...