Understanding Additional Living Expenses (ALE) After a Hurricane When a hurricane damages your home in Florida, filing an insurance claim is vital to recovering from the disaster. A critical aspect of hurricane insurance claims is Additional Living Expenses (ALE) coverage. ALE compensates for the extra costs you incur while your home is being repaired, and...
Property Insurance
Hurricane Season Preparedness: A Comprehensive Guide for Florida Homeowners Living in the Sunshine State has many benefits, but Florida residents know all too well the annual threat of hurricane season. From June 1st through November 30th, Florida homeowners must remain vigilant and prepared for potential tropical storms and hurricanes. This comprehensive guide will walk you...
When Disaster Hits Your Florida Business When Hurricane Ian slammed into Southwest Florida in 2022, thousands of businesses faced more than just physical property damage. Restaurants sat empty for months, retail stores couldn’t reopen, and manufacturing facilities stopped. The financial devastation from lost income often exceeded the cost of repairing the physical damage. If your...
Florida Personal Injury Myths: The Truth That Could Save Your Case After 30 years of representing injury victims across Florida, we’ve heard every myth in the book. These misconceptions don’t just confuse people; they cost them real money and sometimes destroy valid claims entirely. If you’ve been injured in Florida, the last thing you need...
What You Should Know About an Insurance Company’s First Settlement Offer Dealing with insurance claims can be stressful and overwhelming after an accident, property damage, or personal injury. One of the most important things to understand is that the first settlement offer from an insurance company is rarely the best offer you can receive. While...
Understanding Sinkhole Insurance Coverage in Florida As a homeowner in Florida, understanding sinkhole insurance claims is essential for protecting your home and ensuring you are covered in the event of a disaster. These natural occurrences can cause extensive damage to properties, leading to costly repairs and potential safety hazards. When a sinkhole damages your home...
Understanding Why Property Insurance Claims Get Denied After Storms in Tampa Florida, renowned for its stunning beaches and warm climate, is also vulnerable to storms and hurricanes. These powerful weather events can cause significant damage to homes and properties in Tampa. While many Floridians rely on homeowners’ insurance to cover the costs of repairs, the...
Florida’s Unique Wind Damage Risks In Florida, wind damage from hurricanes, tropical storms, and severe weather is a common threat to homeowners. While most homeowners’ insurance policies include coverage for wind damage, many policyholders are surprised when their wind damage insurance claims are denied. Unfortunately, insurance companies often use tactics to reduce or deny valid...