Insurance

Should I Give a Recorded Statement to an Insurance Company?

After an accident, fire or natural disaster, it can be difficult to know whom to trust. Most of the people who contact you shortly after an accident – including bill collectors and insurance claims adjusters – will not have your best interests in mind. It is critical to know how to handle conversations with an… read more

Signs an Insurance Company Is Acting in Bad Faith

If you get injured in an accident, you will need to file an insurance claim to request financial compensation for your related losses, such as medical expenses and property repairs. Unfortunately, not all insurance companies handle claims or clients fairly. Handling a claim dishonestly means the insurance company is acting in bad faith. It is… read more

What Is an Expert Witness in an Insurance Claim?

You may have a lot on the line during an insurance claim in Tampa. The fate of your home and family may hang in the balance. Hiring an expert witness could be what tilts the scales in your favor. An expert witness can provide proof that what you are claiming is more likely to be… read more

Does Homeowners Insurance Cover Window Damage?

A broken window is a common type of home repair. It does not take much for a fragile glass window to shatter. From bad storms to a stray baseball finding the window, you may need to replace multiple windows while you live in your house. Depending on your homeowners insurance policy, you may or may… read more

Why Are Hurricanes So Damaging?

Hurricanes are one of the costliest natural disasters in the world, and the costliest in the State of Florida. The 2019 hurricane season, which involved three major named hurricanes, cost billions of dollars in property damages. For example, Hurricane Dorian caused about $2 billion in damages in the Caribbean and $1.6 billion in the U.S…. read more

Can a Tenant Sue a Property Management Company?

As a renter living at a leased property in Tampa, you have the right to expect certain things from your property management company. The company will owe you specific legal duties and obligations as a tenant. These duties include properly screening new tenants and responding promptly to property repair requests. If a property management company… read more

What Constitutes a Total Loss in Florida?

You may hear many unfamiliar words and phrases during the insurance claims process in Florida. Filing a claim after a hurricane, fire or another covered event can be confusing as a claimant – especially if this is your first time seeking homeowners insurance benefits. One of the phrases you may encounter during a homeowners insurance… read more

Insurance Disputes: What Is a Public Adjuster?

A public adjuster is a professional who acts as an agent for policyholders during insurance disputes. A public adjuster acts within a policyholder’s best interests to negotiate with an insurance company in return for a percentage of the client’s recovery or a flat fee. Whether a public adjuster is a wise choice for your insurance… read more

Understanding Florida’s Security Deposit Laws

Providing a security deposit is a requirement to rent a property in most leasing agreements in Florida. The security deposit is any money the landlord requires you to give aside from an advance on your rent. It is a refundable sum the landlord will keep for the duration of your leasing arrangement. After you move… read more

Are Natural Disasters Covered by Homeowners Insurance?

A natural disaster is a homeowner’s worst nightmare. Natural disasters can strike with little to no warning and wreak havoc on a property. From minor water damage to a destroyed home, a natural disaster can cause many expensive damages for a homeowner. If you pay money every month to maintain homeowners insurance, you may assume… read more