Our Florida Property & Personal Injury Insurance Claims FAQs
Do you have questions about Florida residential, commercial property insurance claims, or personal injury related insurance claims? Browse our FAQs to learn what to expect and how to protect your right to compensation after storm damage, sinkhole damage, roof damage, car accidents, slip and falls and other types of insurance claim disputes.
Understanding Punitive Damages
Punitive damages are a special category of compensation awarded in personal injury
Understanding Business Interruption Insurance Coverage
Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted...
Understanding Ensuing Loss Clauses
An ensuing loss clause is a provision in property insurance policies that essentially acts as an exception to an exclusion. In simple terms, it means that while damage caused by specific excluded perils (like faulty craftsmanship or ...
Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...
Understanding Business Interruption Insurance Coverage
Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted...
Understanding Ensuing Loss Clauses
An ensuing loss clause is a provision in property insurance policies that essentially acts as an exception to an exclusion. In simple terms, it means that while damage caused by specific excluded perils (like faulty craftsmanship or ...
Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...
Understanding Punitive Damages
Punitive damages are a special category of compensation awarded in personal injury
Avoid Giving a Statement: Do not provide a recorded statement without consulting your lawyer.
Do Not Sign Anything: Avoid signing documents or settlement offers without legal advice.
Contact Your Lawyer: Inform your personal injury lawyer
Understanding Business Interruption Insurance Coverage
Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted...
Understanding Ensuing Loss Clauses
An ensuing loss clause is a provision in property insurance policies that essentially acts as an exception to an exclusion. In simple terms, it means that while damage caused by specific excluded perils (like faulty craftsmanship or ...
Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...
Florida storms can unleash sudden, catastrophic damage to your home, especially your roof. When high winds, hail, or heavy rain compromise your roofing system, acting immediately and strategically is the key to protecting your property and maximizing your insurance payout. Below is a comprehensive, step-by-step guide on what to do when your roof suffers storm damage.