What Types Of Claims Can A Home Insurance Claim Lawyer Handle?

Hurricane and Storm Damage Claims

• Wind Damage: Claims for damage caused by strong winds, common during hurricanes and tropical storms.
• Rain and Water Intrusion: Claims for water damage from heavy rainfall, roof leaks, or wind-driven rain.
• Flood Damage: Claims for flood-related damage often require separate flood insurance policies.

Fire Damage Claims

• Wildfires: Claims related to wildfires can occur in certain parts of Florida.
• House Fires: Claims for damage caused by accidental or electrical fires in the home.

Sinkhole Damage Claims

• Structural Damage: Claims for damage caused by sinkholes, a known risk in certain areas of Florida.

Theft and Vandalism Claims

• Stolen Property: Claims for property lost due to theft.
• Vandalism: Claims for damage caused by vandalism.

Personal Property Claims

• Loss or Damage to Personal Belongings: Claims for personal items damaged or lost due to covered perils, including hurricanes and other natural disasters.

Liability Claims

• Personal Liability: Claims where the homeowner is held liable for injuries or damages to others on their property.
• Medical Payments: Claims for medical expenses of others injured on the homeowner’s property.

Bad Faith Claims

Claims against the insurance company for acting in bad faith, such as unfairly delaying or denying a legitimate claim.

Commercial Property Insurance Claims

• Business Interruption: Claims for lost income and extra expenses due to a covered event interrupting business operation.
• Commercial Property Damage: Claims for commercial buildings and other business property damage.

Condominium and Homeowners’ Association Claims

• Common Area Damage: Claims for damage to common areas managed by condo or homeowners’ associations.
• Disputes Over Coverage: Issues regarding what is covered under association policies versus individual unit owners’ policies.