Nature has a way of balancing things out. For instance, our Tampa winters are wonderful, but summers can get a bit hot and sticky. Florida is known as the Sunshine State, but ferocious storms can rip through homes a...
Our Florida Property Insurance Claims FAQs
Do you have questions about residential or commercial property insurance claims? Browse our FAQs to learn what to expect and how to protect your right to compensation after storm damage, sinkhole damage, mold damage, and other types of serious property damage.
A Florida home insurance claim lawyer assists home and property owners with insurance claims to ensure they receive the compensation they are entitled to under their home insurance policies. Read more here for an in-depth look at what Williams Law, P.A. lawyers do.
You should consider hiring a home insurance claim lawyer if:
- Your claim has been denied or undervalued.
- The insurance company is delaying the processing of your claim.
- You are unsure about the coverage and terms of your policy.
- You need help navigating the complex claims process.
- You want to maximize your compensation.
A home insurance claim lawyer can handle various types of claims, including:
- Hurricane and windstorm damage
- Fire and smoke damage
- Water and flood damage
- Theft and vandalism
- Roof damage
- Sinkhole damage
- Structural damage
Yes. Yes, you can hire an insurance claim lawyer before filing a claim. Our expert insurance claim lawyers can help you avoid common mistakes that can jeopardize your claim, such as making statements that could be used against you or accepting a low initial settlement offer. This proactive approach
Insurance companies often try to avoid liability for a claimant’s losses entirely through delays or wrongful claim denials. Sometimes, an insurance company will ignore your claim and not return your phone calls to save money. If your insurance company is ignoring you, contact our firm today.
Williams Law, P.A. insurance claim and personal injury lawyers work on a contingency fee basis, meaning they only get paid if you win your case or receive a settlement. The fee is typically a percentage of the compensation you receive. It’s important to discuss fee structures during your initial consultation.
The timeline for resolving a home insurance claim can vary widely depending on its complexity, the insurance company's responsiveness, and whether litigation is necessary. Some claims can be resolved within a few months, while others may take longer.
It is important to remember that the insurance companies are out to make money and are only interested in what is best for them, not you. You need to understand how these insurance adjusters work so you can protect your claim. Adjusters are under time and pressure to adjust many claims for the least amount possible. Because of this, they often make mistakes and overlook damage that would normally be found with a more thorough investigation.
Common mistakes to avoid include:
- Delaying Medical Treatment: Failure to seek prompt medical care can harm your health and claim.
- Not Following Medical Advice: Ignoring your doctor’s recommendations can be used against you.
- Speaking to Insurers Alone: Let your lawyer handle all communications with insurance companies.
- Posting on social media: Avoid discussing your case or injuries on social media, as it can be used against ...
A personal injury lawyer can:
- Investigate the Incident: Gather evidence, interview witnesses, and consult experts.
- Negotiate with Insurers: Handle all communications and negotiations with insurance companies.
- Advise on Legal Strategy: Provide legal advice and develop a strategy tailored to your case.
- Represent You in Court: Represent you in court if a fair settlement cannot be reached.<...
If an insurance company contacts you, it’s important to:
- Avoid Giving a Statement: Do not provide a recorded statement without consulting your lawyer.
- Do Not Sign Anything: Avoid signing documents or settlement offers without legal advice.
- Contact Your Lawyer: Inform your personal injury lawyer about the contact so they can handle communications on your behalf.
Many personal injury cases are settled out of court through negotiations with the insurance company. However, our lawyers may recommend a trial if a fair settlement cannot be reached.
The timeline for resolving a personal injury case varies widely depending on its complexity, the extent of the injuries, and whether the case goes to trial.
Compensation in a personal injury claim can include:
- Medical expenses (past and future)
- Lost wages and loss of earning capacity
- Pain and suffering
- Emotional distress
- Property damage
- Punitive damages (in cases of gross negligence or intentional harm)
In Florida, the statute of limitations for filing a personal injury claim is generally two years from the date of the injury.
Most personal injury lawyers work on a contingency fee basis, meaning they only get paid if you win your case or receive a settlement. The fee is usually a percentage of the compensation awarded
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