Our Florida Property & Personal Injury Insurance Claims FAQs

Do you have questions about Florida residential, commercial property insurance claims, or personal injury related insurance claims? Browse our FAQs to learn what to expect and how to protect your right to compensation after storm damage, sinkhole damage, roof damage, car accidents, slip and falls and other types of insurance claim disputes.

Understanding Business Interruption Insurance Coverage

Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted...

Understanding the Ensuing Loss Clause in Insurance Policies

An ensuing loss clause, also known as a resulting loss clause, appears in many property insurance policies. It states that while specific causes of damage may be excluded, any subsequent loss resul...

Yes, you can reopen a property insurance claim. In Florida, property insurance claims can be reopened or supplemented under specific circumstances.

When you're involved in a car accident, you expect the at-fault driver’s insurance to cover your medical bills, vehicle repairs, and lost wages. But what happens when the other driver doesn’t have insurance—or doesn’t have enough?

Claims can be denied for several reasons, including missed deadlines, lack of coverage for the type of damage you reported, allegations of pre-existing damage, or failure to document the loss adequately.

Florida’s no-fault insurance laws can be both a blessing and a source of confusion for drivers who suffer injuries in a car accident. One of the cornerstones of no-fault insurance in Florida is Personal Injury Protection (PIP) coverage, which provides up to $10,000 for medical expenses.

Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...

A Florida home insurance claim lawyer assists home and property owners with insurance claims to ensure they receive the compensation they are entitled to under their home insurance policies. Read more here for an in-depth look at what Williams Law, P.A. lawyers do.

Understanding Business Interruption Insurance Coverage

Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted...

Understanding the Ensuing Loss Clause in Insurance Policies

An ensuing loss clause, also known as a resulting loss clause, appears in many property insurance policies. It states that while specific causes of damage may be excluded, any subsequent loss resul...

Yes, you can reopen a property insurance claim. In Florida, property insurance claims can be reopened or supplemented under specific circumstances.

Claims can be denied for several reasons, including missed deadlines, lack of coverage for the type of damage you reported, allegations of pre-existing damage, or failure to document the loss adequately.

Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...

A Florida home insurance claim lawyer assists home and property owners with insurance claims to ensure they receive the compensation they are entitled to under their home insurance policies. Read more here for an in-depth look at what Williams Law, P.A. lawyers do.

Hiring a home insurance claim lawyer can be crucial in ensuring that you receive fair treatment and adequate compensation from your insurance company.

A Florida property insurance claim lawyer can handle a range of claims specific to the unique challenges and risks homeowners in the state face. These claims include:

When you're involved in a car accident, you expect the at-fault driver’s insurance to cover your medical bills, vehicle repairs, and lost wages. But what happens when the other driver doesn’t have insurance—or doesn’t have enough?

Florida’s no-fault insurance laws can be both a blessing and a source of confusion for drivers who suffer injuries in a car accident. One of the cornerstones of no-fault insurance in Florida is Personal Injury Protection (PIP) coverage, which provides up to $10,000 for medical expenses.

Personal injury cases can be complex and emotionally draining. Navigating the legal landscape without making missteps is crucial for securing the compensation you deserve. Here are common mistakes to avoid in a personal injury case:

If you've been injured due to someone else's negligence, you may wonder whether you need a personal injury lawyer to handle your claim. While not every case requires legal representation, hiring an experienced attorney can significantly improve your chances of receiving fair compensation.

If an insurance company contacts you, it’s important to:
Avoid Giving a Statement: Do not provide a recorded statement without consulting your lawyer.
Do Not Sign Anything: Avoid signing documents or settlement offers without legal advice.
Contact Your Lawyer: Inform your personal injury lawyer

What percentage of personal injury cases go to trial? Less than 5% go to trial—most are settled during negotiation. However, our lawyers may recommend a trial if a fair settlement cannot be reached.

The timeline for resolving a personal injury case varies widely depending on its complexity, the extent of the injuries, and whether the case goes to trial.

If you've suffered injuries due to someone else's negligence, you may be entitled to compensation through a personal injury claim. The types of compensation you can receive generally fall into three main categories: economic damages, non-economic damages, and in some cases, punitive damages.

Understanding Business Interruption Insurance Coverage

Business Interruption Insurance is a commercial insurance coverage designed to protect businesses from financial losses when normal operations are disrupted...

Understanding the Ensuing Loss Clause in Insurance Policies

An ensuing loss clause, also known as a resulting loss clause, appears in many property insurance policies. It states that while specific causes of damage may be excluded, any subsequent loss resul...

Yes, you can reopen a property insurance claim. In Florida, property insurance claims can be reopened or supplemented under specific circumstances.

Claims can be denied for several reasons, including missed deadlines, lack of coverage for the type of damage you reported, allegations of pre-existing damage, or failure to document the loss adequately.

Force-placed insurance, also known as lender-placed insurance, is a type of insurance coverage that a mortgage lender can purchase on behalf of a homeowner when the borrower’s existing property insurance lapses, is canceled, or is deemed insufficient. This coverage protects the lender’s financial ...

A Florida home insurance claim lawyer assists home and property owners with insurance claims to ensure they receive the compensation they are entitled to under their home insurance policies. Read more here for an in-depth look at what Williams Law, P.A. lawyers do.

The timeline for resolving a home insurance claim can vary widely depending on its complexity, the insurance company's responsiveness, and whether litigation is necessary. Some claims can be resolved within a few months, while others may take longer.

Filing a hurricane insurance claim can be a complex and stressful process, especially in the aftermath of a significant storm. To ensure you receive the compensation you're entitled to, it's essential to avoid common mistakes that could jeopardize your claim. Read more to avoid key pitfalls.

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