A recent Florida Supreme Court ruling could have important implications for homeowners with older property insurance policies and unresolved insurance claims. On October 22, 2026, the Court ruled that Florida’s 2021 property insurance pre-suit notice requirements cannot be applied retroactively to insurance policies issued before the law took effect. In Universal Property & Casualty Insurance...
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Florida Property and Personal Injury Insurance Claims
What NOT to Say to Your Homeowners Insurance Company When Filing a Hurricane Isaias Claim in Florida
What you say to your insurance company when reporting hurricane damage may affect how your claim is investigated and handled. The adjuster might ask about past issues, water intrusions, previous repairs, and the scope of the damage, without any expert assessment yet. Anything said during the initial handling of the claim will be crucial in...
Hurricane Isaias Damage Across Florida’s Panhandle Hurricane Isaias made landfall near Destin, Florida, at approximately 8:30 p.m. CDT on October 9, 2026, as a Category 2 hurricane with maximum sustained winds of 105 mph. According to the National Hurricane Center, a weather station near Santa Rosa Sound recorded a wind gust of 116 mph, while...
Hiring an attorney means trusting that your legal rights will be protected, important deadlines will be met, and your case will be handled with the professional care required under Florida law. When an attorney fails to meet those responsibilities, the consequences may include the loss of the opportunity to recover substantial financial compensation. One of...
A car accident in Tampa can leave you dealing with serious injuries, mounting medical expenses, missed work, and an insurance company that seems more interested in closing your claim than understanding how the crash has affected your life. Whether your accident happened on I-275, I-4, Dale Mabry Highway, Hillsborough Avenue, or another busy Tampa roadway,...
Hiring a lawyer often means trusting that person with something that has significant financial consequences. It may be a personal injury lawsuit, property insurance dispute, business matter, settlement, appeal, or another legal claim where deadlines, evidence, and strategic decisions can determine whether a client recovers anything at all. When something goes wrong, however, a disappointing...
A Plumbing Failure Floods a Tampa Business Overnight Consider a Tampa restaurant operating in an older commercial building. Employees close the restaurant normally one evening, but when the manager arrives the next morning, water has spread through the kitchen, storage area, hallway, and part of the dining room. The restaurant shuts off the water and...
A commercial fire can affect far more than the building itself. In a matter of hours, a business may face structural damage, destroyed inventory, smoke contamination, damaged equipment, interrupted operations, displaced employees, lost revenue, emergency expenses, and an insurance claim that may take months to resolve. Commercial fire claims are rarely limited to the cost...