Avoid These Costly Mistakes When Filing a Florida Home Insurance Claim Filing a home insurance claim in Florida can be a complex process, especially after a natural disaster or significant damage to your property. While it’s important to know what steps to take, it’s equally crucial to understand what not to do to avoid delays,...
Property Insurance
What Is the Burden of Proof in a Florida Car Accident Case? In Florida car accident cases, the burden of proof refers to the legal obligation of the injured party (plaintiff) to establish that the other party (defendant) was negligent and that this negligence caused the accident and resulting injuries. Under Florida law, this burden...
What Is a Proof of Loss for Florida Home Insurance Claims? A Proof of Loss is a formal statement that policyholders submit to their insurance company detailing the damages or losses incurred, the value of those losses, and any other pertinent information regarding the claim. This document serves as the foundation for your insurance claim,...
Insurance Companies Are Not on Your Side When you’re involved in an accident, whether a car crash, a slip and fall, or property damage due to a natural disaster, you may quickly contact an insurance company. One of the first things they often ask for is a recorded statement. While this may seem like a...
Recognizing Covered Water Damage Under Florida Home Insurance Water damage can strike unexpectedly from burst pipes, hurricanes, or heavy rainstorms. For Florida homeowners, navigating water damage claims can be particularly challenging due to the state’s unique climate and insurance regulations. In this guide, we’ll walk you through the critical steps to take when dealing with...
Understanding Mold Damage in Florida Homes Mold damage in Florida is a persistent and costly problem for homeowners, particularly in the aftermath of hurricanes, roof leaks, burst pipes, or prolonged water intrusion. When left untreated, mold can pose serious health risks and cause structural damage to the home. But does homeowners’ insurance cover mold damage...
Understanding Hail Damage and Florida Insurance Policies In Florida, hailstorms can strike with little warning, leaving widespread property damage. Roofs, windows, siding, and personal property are often affected. While homeowners’ insurance typically includes hail damage coverage, many claims are denied, underpaid, or delayed due to vague policy language and insurer tactics. If you’re a Florida homeowner...
Inflation and Insurance for Florida Property Owners Protecting your home investment requires more than standard homeowners’ insurance in Florida’s dynamic real estate market. As construction costs continue to rise and property values fluctuate, many Florida homeowners are discovering a concerning gap between their insurance coverage and the actual cost to rebuild or repair their homes....