Can you sue if an insurance company fails to compensate the policyholder as outlined in the insurance policy agreement? Insurance companies are expected to settle claims in good faith. Failure to do so is a violation of state law. Florida’s law states that insurance companies must act “fairly and honestly toward its insured and with...
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Florida Property and Personal Injury Insurance Claims
Understanding the Risks of Cast Iron Pipes in Florida Homes Cast iron pipes were once popular for plumbing in Florida homes, especially those built before the 1970s. However, these pipes can deteriorate over time due to rust, corrosion, and other environmental factors. Florida’s humid climate and often salty air can accelerate the breakdown of cast...
One of the most common causes of house and property fires is faulty wiring. According to the National Fire Protection Agency, electrical fires account for 13% of all home structure fires. Electrical malfunctions are second to unattended equipment as the leading cause of house fires in the US. If your property damage in Tampa stemmed...
Property Insurance Coverage for Window Damage Homeowners insurance is a vital tool for protecting your property against unexpected events. Window damage is a common concern among the many potential hazards that can affect your home. Whether caused by a severe storm, a break-in, or an unfortunate accident, window damage can compromise the security and comfort...
Understanding Homeowners Insurance Coverage Homeowners insurance typically covers a range of risks, including damage to the structure of your home, personal property, liability, and additional living expenses if your home becomes uninhabitable. However, the coverage specifics can vary depending on the policy type and insurance provider. Does Homeowners Insurance Cover Theft? Yes, most standard homeowners’...
Homeowners in Florida can purchase insurance policies to cover damages to their houses, other structures on their properties, and belongings inside the home. Homeowners insurance can recoup a homeowner’s property damage repairs or lost property replacements after disasters such as fires, storms, floods, or theft. Most homeowners insurance policies cover appliances and items such as...
Backdated insurance requests coverage for something that happened before purchasing the policy. If you need to backdate an insurance claim, you need property damage coverage before paying for the policy. Most homeowners’ insurance companies do not offer backdated insurance. If you know you will need to request compensation for preexisting damage, find out if the...
Home is where the heart is, but lately, it seems like it’s also where the costs are climbing. The sting of rising insurance premiums has become all too familiar for many homeowners. Since 2017, two of the six costliest hurricanes in history have hit Florida, including Hurricane Ian. The 2022 hurricane caused around $50 billion...