People get insurance to protect their most prized material possessions, including their homes, and their health. When something happens to those possessions or to themselves, they want their insurance claims to be handled expeditiously and resolved expediently. In short, they want the money the coverage is supposed to provide so they can repair or replace their possessions or get the medical attention they need.
Sometimes, however, people have trouble collecting insurance payouts. This can be enormously stressful since it compounds financial problems for people who are already having to deal with damaged or destroyed possessions of injury. Correspondingly, it is important to be informed about reasons why there may be trouble when going to collect your insurance payout. With that knowledge in hand, you can take appropriate precautions and hopefully ensure a smoother payout collection journey.
One typical problem is that the reason for your claim might not be documented well enough. A good rule of thumb is to document extensively and right away. The circumstances of an accident scene, for example, might change as time goes by. If you or a friend take pictures right away, you’ll have that documentation secured.
Additionally, some people make presumptions about their policies. However, those policies may not cover what the people believe they do. It is best to go over your policy long before you need to make a claim on it. That way, you can be sure of what it covers and pursue additional coverage if needed.
You also want to attend to details like knowing how much your deductible is and taking care of it in a timely manner. With all of these factors and more in play, it can be wise to review your insurance policy with an experienced attorney.
Has Your Home Insurance Company Denied or Undervalued Your Property Damage Claim in Florida?
If your insurance company is dragging its feet regarding your property damage claim you should speak with an experienced insurance claim lawyer as soon as possible. Please contact us online or call our Tampa, Florida law office directly at 800.451.6786 to schedule your free consultation. We help Florida residents just like you fight the big insurance companies who fail to abide by their own policies. Remember, we work on a contingent basis, meaning you don't pay us anything until we win your case.